UNITED BANCORP INC /OH/
For the period ended Dec 31, 2025. Filed Mar 18, 2026.
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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.
FY2025 · Filed Mar 18, 2026
UBCP$14.05-3.4%Stored close · as of Nov 10, 2026
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EX-13 · Years Ended December 31, 2025 and 2024 (In thousands)
Years Ended December 31, 2025 and 2024**
**(In thousands)
| | | | | | | |
|---|---|---|---|---|---|---|
| · · 2025 · · 2024 | ||||||
| Financing Activities · · · · | ||||||
| Net increase (decrease) in deposits | | $27,872 | | $(7,965) | ||
| Net change in securities sold under repurchase agreements | | (1,091) | | 3,713 | ||
| Repurchase of common stock | | | (317) | | | (687) |
| Finance lease payments | | | (1) | | | — |
| Cash dividends paid | | (5,484) | | (5,113) | ||
| Net cash provided (used in) by financing activities | | 20,979 | | (10,145) | ||
| Increase (Decrease) in Cash and Cash Equivalents | | 26,920 | | (21,162) | ||
| Cash and Cash Equivalents, Beginning of Year | | 19,608 | | 40,770 | ||
| Cash and Cash Equivalents, End of Year | | $46,528 | | $19,608 | ||
| Supplemental Cash Flows Information | | | | | ||
| Interest paid on deposits and borrowings | | $15,248 | | $14,623 | ||
| Federal income taxes paid | | $182 | | $102 | ||
| Supplemental Disclosure of Non-Cash Investing Activities | | | | | ||
| Transfers from loans to foreclosed assets held for sale | | $15 | | $54 | ||
| | |
Note 1: Nature of Operations and Summary of Significant Accounting Policies
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