SMARTFINANCIAL INC.
For the period ended Dec 31, 2025. Filed Mar 16, 2026.
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FY2025 · Filed Mar 16, 2026
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ITEM 2. PROPERTIES
The Company’s executive offices are located at 5401 Kingston Pike, #600, Knoxville, Tennessee 37919. This property is owned by SmartBank and also serves as a branch location for the Bank’s customers. At December 31, 2025, we conducted full service banking operations in 42 branch offices in 3 states and one loan production office in Tennessee for a total 43 locations. These offices include both owned and leased facilities as follows:
| | | | | | | |
|---|---|---|---|---|---|---|
| State | | Owned | | Leased | | Total |
| | | | | | | |
| Tennessee | | | | | | |
| Branch operations | | 18 | | 6 | | 24 |
| Loan production office | | - | | 1 | | 1 |
| | | | | | | |
| Alabama | | | | | | |
| Branch operations | | 9 | | 5 | | 14 |
| | | | | | | |
| Florida | | | | | | |
| Branch operations | | 2 | | 2 | | 4 |
| | | 29 | | 14 | | 43 |
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