Esquire Financial Holdings, Inc.

For the period ended Dec 31, 2025. Filed Mar 13, 2026.

About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Mar 13, 2026

ESQ$131.84-1.2%Stored close · as of Nov 10, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Contents


		PAGE
PART I		2
ITEM 1.	Business	2
ITEM 1A.	Risk Factors	26
ITEM 1B.	Unresolved Staff Comments	43
ITEM 1C.	Cybersecurity	43
ITEM 2.	Properties	44
ITEM 3.	Legal Proceedings	45
ITEM 4.	Mine Safety Disclosures	45

PART II		46
ITEM 5.	Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities	46
ITEM 6.	[Reserved]	48
ITEM 7.	Management’s Discussion and Analysis of Financial Condition and Results of Operations	49
ITEM 7A.	Quantitative and Qualitative Disclosures About Market Risk	71
ITEM 8.	Financial Statements and Supplementary Data	72
ITEM 9.	Changes In and Disagreements With Accountants on Accounting and Financial Disclosure	112
ITEM 9A.	Controls and Procedures	112
ITEM 9B.	Other Information	112
ITEM 9C.	Disclosure Regarding Foreign Jurisdictions that Prevent Inspections	112

PART III		113
ITEM 10.	Directors, Executive Officers and Corporate Governance	113
ITEM 11.	Executive Compensation	113
ITEM 12.	Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters	113
ITEM 13.	Certain Relationships and Related Transactions, and Director Independence	113
ITEM 14.	Principal Accountant Fees and Services	113

PART IV		114
ITEM 15.	Exhibits and Financial Statement Schedules	114

SIGNATURES	116

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.

About this filing

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