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Pioneer Bancorp, Inc./MD

For the period ended Dec 31, 2025. Filed Mar 12, 2026.

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About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Mar 12, 2026

PBFS$18.54+1.0%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits

ITEM 2. Properties

The following table sets forth information regarding our offices as of December 31, 2025.

​​​​​
​​ ​ ​Leased or​ ​ ​Year Acquired
Location​Owned​or Leased
​​​​​
Main Office:​​
652 Albany Shaker Road, Albany, NY 12211Owned (1)2016
​​​​​
Other Properties:​​
21 Second Street, Troy, NY 12180Leased2016
531 Troy-Schenectady Road, Latham, NY 12110Owned2008
2000 Second Avenue, Watervliet, NY 12189Leased2017
1828 Altamont Avenue, Schenectady, NY 12305Owned2012
10 Kendall Way, Malta, NY 12020Owned2016
78 Main Avenue, Wynantskill, NY 12198Owned2014
712 Hoosick Street, Brunswick, NY 12180Owned2015
329 Glenmont Road, Glenmont, NY 12077Leased2014
142 Saratoga Avenue, Waterford, NY 12188Owned2015
1770 Central Avenue, Albany, NY 12205Leased2019
602 North Greenbush Road, Rensselaer, NY 12144Leased2017
90 State Street, Albany, NY 12207Leased2013
1881 Western Avenue, Albany, NY 12203Owned2018
184 - 190 Delaware Avenue, Delmar, NY 12054Owned2010
843 Route 146, Clifton Park, NY 12065Leased2012
426 State Street, Schenectady, NY 12305Leased2014
440 Main Street, Cairo, NY 12413Owned2016
11565 NY‑32, Greenville, NY 12083Leased2016
739 Upper Glen Street, Queensbury, NY 12804Leased2017
100 Mohawk Street, Cohoes, NY 12047Owned2017
1 Hudson City Centre, Hudson, NY 12534​Leased​2023
3440 Toringdon Way, Suite 205, Charlotte, NC 28277​Leased​2025
(1)The property is subject to a ground lease.

The Company and the Bank maintain their executive offices as well as an operations center, customer call center and a retail banking center at the main office. The Bank operates 21 retail banking offices in Albany, Greene, Rensselaer, Saratoga, Schenectady and Warren Counties, as well as a wealth management office in Columbia County in New York, and Pioneer Capital Markets, Inc.’s office located in North Carolina. We believe that the current facilities are adequate to meet our present and foreseeable needs, subject to possible future expansion. For more information on the Company’s properties, see Notes 2, 7 and 18 set forth in Part II, Item 8 Financial Statements and Supplementary Data, of this Annual Report.

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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.