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Pioneer Bancorp, Inc./MD

For the period ended Dec 31, 2025. Filed Mar 12, 2026.

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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Mar 12, 2026

PBFS$18.54+1.0%Stored close · as of Nov 9, 2026

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ITEM 16. Form 10-K Summary

Not applicable

SIGNATURES

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

PIONEER BANCORP, INC.
Date: March 12, 2026By:/s/ Thomas L. Amell
Thomas L. Amell
President, Chief Executive Officer and Director
(Duly Authorized Representative)

Pursuant to the requirements of the Securities Exchange of 1934, this report has been signed below by the following persons on behalf of the Registrant and in the capacities and on the dates indicated.

Signatures​ ​ ​Title​ ​ ​Date
​​​​​
/s/ Thomas L. AmellPresident, Chief Executive OfficerMarch 12, 2026
Thomas L. Amelland Director (Principal Executive
Officer)
/s/ Patrick J. HughesExecutive Vice President andMarch 12, 2026
Patrick J. HughesChief Financial Officer
(Principal Financial and
Accounting Officer)
/s/ Dr. James K. ReedChairman of the BoardMarch 12, 2026
Dr. James K. Reed
​​​​​
/s/ Eileen BagnoliDirectorMarch 12, 2026
Eileen Bagnoli
​​​​​
/s/ Stacey HengstermanDirectorMarch 12, 2026
Stacey Hengsterman
​​​​​
/s/ Shaun Mahoney​Director​March 12, 2026
Shaun Mahoney​​​
​​​​​
/s/ Edward ReinfurtDirectorMarch 12, 2026
Edward Reinfurt
​​​​​
/s/ Charles Seifert​Director​March 12, 2026
Charles Seifert​​​​
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