QCR HOLDINGS INC
For the period ended Dec 31, 2025. Filed Feb 27, 2026.
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FY2025 · Filed Feb 27, 2026
QCRH$102.99-0.3%Stored close · as of Nov 10, 2026
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● Note 20: Parent Company Only Financial Statements
The following is condensed financial information of QCR Holdings, Inc. (parent company only):
Condensed Balance Sheets**
**December 31, 2025 and 2024
| | | | | | | |
|---|---|---|---|---|---|---|
| · · 2025 · · 2024 | ||||||
| | | (dollars in thousands) | ||||
| Assets | | | | | | |
| Cash and due from banks | | $47,114 | | $28,635 | ||
| Investment in bank subsidiaries | | 1,360,503 | | 1,259,571 | ||
| Investment in nonbank subsidiaries | | 6,484 | | 6,319 | ||
| Premises and equipment, net | | 25,460 | | 13,404 | ||
| Other assets | | 18,110 | | 16,370 | ||
| Total assets | | $1,457,671 | | $1,324,299 | ||
| | | | | | ||
| Liabilities and Stockholders' Equity | | | | | ||
| Liabilities: | | | | | ||
| Subordinated notes | | $234,122 | | $233,489 | ||
| Junior subordinated debentures | | 48,991 | | 48,860 | ||
| Other liabilities | | 62,247 | | 44,563 | ||
| Total liabilities | | 345,360 | | 326,912 | ||
| | | | | | ||
| Stockholders' Equity: | | | | | ||
| Common stock | | 16,691 | | 16,882 | ||
| Additional paid-in capital | | 372,851 | | 374,975 | ||
| Retained earnings | | 773,353 | | 665,171 | ||
| Accumulated other comprehensive loss | | (50,584) | | (59,641) | ||
| Total stockholders' equity | | 1,112,311 | | 997,387 | ||
| Total liabilities and stockholders' equity | | $1,457,671 | | $1,324,299 | ||
| | | | | | | |
Note 20. Parent Company Only Financial Statements (continued)
Condensed Statements of Income**
**Years Ended December 31, 2025, 2024, and 2023
| | | | | | | | | | |
|---|---|---|---|---|---|---|---|---|---|
| · · 2025 · · 2024 · · 2023 | |||||||||
| · · (dollars in thousands) | |||||||||
| | | | | | | | | | |
| Total interest income | | $37 | | $13 | | $— | |||
| Equity in net income of bank subsidiaries | | 154,821 | | 140,197 | | 137,451 | |||
| Equity in net income of nonbank subsidiaries | | 2,164 | | 2,221 | | 2,220 | |||
| Other | | 771 | | 369 | | 704 | |||
| Total income | | 157,793 | | 142,800 | | 140,375 | |||
| | | | | | | | |||
| Interest expense | | 17,803 | | 17,088 | | 16,066 | |||
| Salaries and employee benefits | | 7,348 | | 11,558 | | 9,940 | |||
| Professional fees | | 2,416 | | 539 | | 12 | |||
| Post-acquisition compensation, transition and integration costs | | — | | — | | 207 | |||
| Other | | 4,500 | | 4,083 | | 3,744 | |||
| Total expenses | | 32,067 | | 33,268 | | 29,969 | |||
| | | | | | | | |||
| Income before income tax benefit | | 125,726 | | 109,532 | | 110,406 | |||
| | | | | | | | |||
| Income tax benefit | | 1,468 | | 4,318 | | 3,152 | |||
| Net income | | $127,194 | | $113,850 | | $113,558 | |||
| | | | | | | | | | |
Note 20. Parent Company Only Financial Statements (continued)
Condensed Statements of Cash Flows**
**Years Ended December 31, 2025, 2024, and 2023
| | | | | | | | | | |
|---|---|---|---|---|---|---|---|---|---|
| · · 2025 · · 2024 · · 2023 | |||||||||
| · · (dollars in thousands) | |||||||||
| Cash Flows from Operating Activities: · · · · · · | |||||||||
| Net income | | $127,194 | | $113,850 | | $113,558 | |||
| Adjustments to reconcile net income to net cash provided by (used in) operating activities: | | | | | | | |||
| Earnings of bank subsidiaries | | | (154,821) | | (140,197) | | (137,451) | ||
| Earnings of nonbank subsidiaries | | (2,164) | | (2,221) | | (2,220) | |||
| Distributions from bank subsidiaries | | 65,000 | | — | | — | |||
| Distributions from nonbank subsidiaries | | 102 | | 129 | | 114 | |||
| Deferred income taxes | | | (164) | | | 1,410 | | | (349) |
| Accretion of acquisition fair value adjustments | | 131 | | 129 | | 129 | |||
| Depreciation | | 611 | | 603 | | 576 | |||
| Deferred compensation expense accrued | | | 6,091 | | | 5,793 | | | 4,063 |
| Stock-based compensation expense | | 3,231 | | 2,825 | | 2,678 | |||
| Gain on sale of fixed assets | | | — | | | 54 | | | — |
| Increase in other assets | | (10,298) | | (794) | | (2,649) | |||
| Increase in other liabilities | | 20,793 | | 1,061 | | 9,062 | |||
| Net cash provided by (used in) operating activities | | 55,706 | | (17,358) | | (12,489) | |||
| | | | | | | | |||
| Cash Flows from Investing Activities: | | | | | | | |||
| Capital infusion, bank subsidiaries | | — | | — | | (10,000) | |||
| Net cash received in dissolution of subsidiary | | | — | | | — | | | 3,184 |
| Purchase of premises and equipment | | (12,667) | | (4,775) | | (224) | |||
| Net cash used in investing activities | | (12,667) | | (4,775) | | (7,040) | |||
| | | | | | | | |||
| Cash Flows from Financing Activities: | | | | | | | |||
| Prepayments of subordinated notes | | | (70,000) | | | — | | | — |
| Proceeds from subordinated notes | | | 70,000 | | | — | | | — |
| Payment of cash dividends | | (4,061) | | (4,032) | | (4,029) | |||
| Proceeds from issuance of common stock, net | | 1,130 | | 1,469 | | 1,403 | |||
| Repurchase and cancellation of shares | | (21,629) | | — | | (8,686) | |||
| Net cash used in financing activities | | (24,560) | | (2,563) | | (11,312) | |||
| | | | | | | | |||
| Net increase (decrease) in cash and due from banks | | 18,479 | | (24,696) | | (30,841) | |||
| | | | | | | | |||
| Cash and due from banks: | | | | | | | |||
| Beginning | | 28,635 | | 53,331 | | 84,172 | |||
| Ending | | $47,114 | | $28,635 | | $53,331 | |||
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