INTERNATIONAL BANCSHARES CORP
For the period ended Dec 31, 2025. Filed Feb 26, 2026.
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FY2025 · Filed Feb 26, 2026
IBOC$67.60-1.0%Stored close · as of Nov 6, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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EX-13 · Loans
Loans
The following table shows the amounts of loans outstanding as of December 31, 2025, which based on remaining scheduled repayments of principal are due in the years indicated. Also, the amounts due after one year are classified according to the sensitivity to changes in interest rates:
| | | | | | | | | | | | | | | | | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| · · Maturing | ||||||||||||||||
| · · · · · After one but · · After five but · · · · · · | ||||||||||||||||
| · · Within one · · within five · · within fifteen · · · After fifteen · · · | ||||||||||||||||
| · · year · · years · · years · · · years · · Total | ||||||||||||||||
| · · (Dollars in Thousands) | ||||||||||||||||
| Commercial | | $856,591 | | $696,677 | | $182,474 | | $— | | $1,735,742 | | |||||
| Commercial real estate: other construction & land development | | | 763,729 | | | 1,437,770 | | | 137,094 | | | — | | | 2,338,593 | |
| Commercial real estate: farmland & commercial | | | 950,430 | | | 2,038,102 | | | 194,438 | | | — | | | 3,182,970 | |
| Commercial real estate: multifamily | | | 226,211 | | | 450,527 | | | 7,107 | | | 948 | | | 684,793 | |
| Residential: first lien | | | 208,986 | | | 140,945 | | | 30,168 | | | 249,335 | | | 629,434 | |
| Residential: junior lien | | | 29,633 | | | 23,731 | | | 285,813 | | | 105,899 | | | 445,076 | |
| Consumer | | 34,375 | | 16,496 | | 104 | | 28 | | 51,003 | | |||||
| Foreign | | 211,649 | | 89,383 | | 37,309 | | 54,470 | | 392,811 | | |||||
| Total | | $3,281,604 | | $4,893,631 | | $874,507 | | $410,680 | | $9,460,422 | | |||||
| | | | | | | | |
|---|---|---|---|---|---|---|---|
| · · Interest sensitivity | |||||||
| · · Fixed Rate · · Variable Rate | |||||||
| · · (Dollars in Thousands) | |||||||
| Amount due after one year: | | | | | | | |
| Commercial | | $104,337 | | $774,814 | | ||
| Commercial real estate: other construction & land development | | | 4,993 | | | 1,569,871 | |
| Commercial real estate: farmland & commercial | | | 185,387 | | | 2,047,153 | |
| Commercial real estate: multifamily | | | 1,654 | | | 456,928 | |
| Residential: first lien | | | 83,991 | | | 336,457 | |
| Residential: junior lien | | | 407,194 | | | 8,249 | |
| Consumer | | | 16,628 | | | — | |
| Foreign | | | 12,549 | | | 168,613 | |
| Total | | $816,733 | | $5,362,085 | | ||
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