INTERNATIONAL BANCSHARES CORP
For the period ended Dec 31, 2025. Filed Feb 26, 2026.
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FY2025 · Filed Feb 26, 2026
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EX-13 · International Operations
International Operations
On December 31, 2025, we had $392,811,000 (2.4% of total assets) in loans outstanding to borrowers domiciled in foreign countries, which included primarily borrowers domiciled in Mexico. The loan policies of our Subsidiary Banks generally require that loans to borrowers domiciled in foreign countries be primarily secured by assets located in the United
States or have credit enhancements in the form of guarantees from significant United States corporations. The composition of such loans as of December 31, 2025 and 2024 is presented below.
| · · · · · · · · · | |||||||
|---|---|---|---|---|---|---|---|
| · · For the year ended December 31, | |||||||
| · · 2025 · · 2024 | |||||||
| · · · · · · · · | |||||||
| · · Amount of · · · Amount of · | |||||||
| · · Loans · · · Loans · | |||||||
| · · (Dollars in Thousands) | |||||||
| Secured by certificates of deposit in United States banks | | $77,794 | | | $79,317 | | |
| Secured by United States real estate | | 67,462 | | | 63,785 | | |
| Secured by other United States collateral (securities, gold, silver, etc.) | | 8,286 | | | 6,145 | | |
| Unsecured | | 35,760 | | | 32,730 | | |
| Other (principally Mexico real estate) | | 203,509 | | | 4,584 | | |
| | | $392,811 | | | $186,561 | | |
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