INTERNATIONAL BANCSHARES CORP
For the period ended Dec 31, 2025. Filed Feb 26, 2026.
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FY2025 · Filed Feb 26, 2026
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EX-13 · Contractual Obligations and Commercial Commitments
Contractual Obligations and Commercial Commitments
The following table presents contractual cash obligations (other than deposit liabilities) as of December 31, 2025:
| · · · · · · · · · · · · · · · · | ||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| · · Payments due by Period | ||||||||||||||
| · · (Dollars in Thousands) | ||||||||||||||
| · · · · Less than · · One to Three · · Three to · · After Five | ||||||||||||||
| Contractual Cash Obligations · · Total · · One Year · · Years · · Five Years · · Years | ||||||||||||||
| Securities sold under repurchase agreements | | $585,544 | | $585,544 | | $— | | $— | | $— | | |||
| Federal Home Loan Bank borrowings | | 10,332 | | — | | | — | | | — | | | 10,332 | |
| Junior subordinated deferrable interest debentures | | 108,868 | | 108,868 | | | — | | | — | | | — | |
| Operating leases | | 9,745 | | 2,530 | | | 4,371 | | | 1,754 | | | 1,090 | |
| Total Contractual Cash Obligations | | $714,489 | | $696,942 | | $4,371 | | $1,754 | | $11,422 | | |||
The following table presents contractual commercial commitments (other than deposit liabilities) as of December 31, 2025:
| · · · · · · · · · · · · · · · · | ||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| · · Amount of Commitment Expiration Per Period | ||||||||||||||
| · · (Dollars in Thousands) | ||||||||||||||
| · · · · Less than · · One to Three · · Three to Five · · After Five | ||||||||||||||
| Commercial Commitments · · Total · · One Year · · Years · · Years · · Years | ||||||||||||||
| Financial and Performance Standby Letters of Credit | | $134,581 | | $121,586 | | $12,856 | | $139 | | $— | | |||
| Commercial Letters of Credit | | 1,000 | | — | | | — | | | 1,000 | | | — | |
| Credit Card Lines | | 13,356 | | 13,356 | | | — | | | — | | | — | |
| Other Commercial Commitments | | 3,546,508 | | 1,818,322 | | | 1,232,024 | | | 300,153 | | | 196,009 | |
| Total Commercial Commitments | | $3,695,445 | | $1,953,264 | | $1,244,880 | | $301,292 | | $196,009 | | |||
Due to the nature of our commercial commitments, including unfunded loan commitments and lines of credit, the amounts presented above do not necessarily reflect the amounts we anticipate funding in the periods above.
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.