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INTERNATIONAL BANCSHARES CORP

For the period ended Dec 31, 2025. Filed Feb 26, 2026.

View on SEC.gov

About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Feb 26, 2026

IBOC$67.85-0.9%Stored close · as of Nov 10, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits
Contents

EX-13 · Consolidated Statements of Income, continued

Consolidated Statements of Income, continued

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​ · ​ · ​ ​ ​ · ​ · 2025 · ​ ​ ​ · 2024 · ​ ​ ​ · 2023
Non-interest expense:​​​​​​​​​​​
Employee compensation and benefits​​​$153,342​$145,944​$134,441
Occupancy​​​29,705​27,012​25,832
Depreciation of bank premises and equipment​​​23,349​22,524​21,944
Professional fees​​​13,577​15,726​14,000
Deposit insurance assessments​​​7,151​6,865​6,285
Net operations, other real estate owned​​​2,389​1,298​(3,983)
Advertising​​​5,311​6,289​5,010
Software and software maintenance​​​​22,614​​21,093​​20,046
Other​​​49,280​46,368​51,779
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Total non-interest expense​​​306,718​293,119​275,354
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Income before income taxes​​​520,362​508,720​523,512
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Provision for income taxes​​​108,069​99,553​111,744
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Net income​​​$412,293​$409,167​$411,768
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Basic earnings per common share:​​​​​​​​​​​
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Weighted average number of shares outstanding​​​62,171,914​62,180,448​62,082,827
Net income per common share​​​$6.63​$6.58​$6.63
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Fully diluted earnings per common share:​​​​​​​​​​​
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Weighted average number of shares outstanding​​​62,256,907​62,298,278​62,221,601
Net income per common share​​​$6.62​$6.57​$6.62
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.