INTERNATIONAL BANCSHARES CORP
For the period ended Dec 31, 2025. Filed Feb 26, 2026.
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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.
FY2025 · Filed Feb 26, 2026
IBOC$67.85-0.9%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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EX-13 · Consolidated Statements of Income, continued
Consolidated Statements of Income, continued
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| · · · · 2025 · · 2024 · · 2023 | |||||||||||
| Non-interest expense: | | | | | | | | | | | |
| Employee compensation and benefits | | | | $153,342 | | $145,944 | | $134,441 | |||
| Occupancy | | | | 29,705 | | 27,012 | | 25,832 | |||
| Depreciation of bank premises and equipment | | | | 23,349 | | 22,524 | | 21,944 | |||
| Professional fees | | | | 13,577 | | 15,726 | | 14,000 | |||
| Deposit insurance assessments | | | | 7,151 | | 6,865 | | 6,285 | |||
| Net operations, other real estate owned | | | | 2,389 | | 1,298 | | (3,983) | |||
| Advertising | | | | 5,311 | | 6,289 | | 5,010 | |||
| Software and software maintenance | | | | | 22,614 | | | 21,093 | | | 20,046 |
| Other | | | | 49,280 | | 46,368 | | 51,779 | |||
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| Total non-interest expense | | | | 306,718 | | 293,119 | | 275,354 | |||
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| Income before income taxes | | | | 520,362 | | 508,720 | | 523,512 | |||
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| Provision for income taxes | | | | 108,069 | | 99,553 | | 111,744 | |||
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| Net income | | | | $412,293 | | $409,167 | | $411,768 | |||
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| Basic earnings per common share: | | | | | | | | | | | |
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| Weighted average number of shares outstanding | | | | 62,171,914 | | 62,180,448 | | 62,082,827 | |||
| Net income per common share | | | | $6.63 | | $6.58 | | $6.63 | |||
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| Fully diluted earnings per common share: | | | | | | | | | | | |
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| Weighted average number of shares outstanding | | | | 62,256,907 | | 62,298,278 | | 62,221,601 | |||
| Net income per common share | | | | $6.62 | | $6.57 | | $6.62 | |||
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