INTERNATIONAL BANCSHARES CORP

For the period ended Dec 31, 2025. Filed Feb 26, 2026.

About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Feb 26, 2026

IBOC$67.85-0.9%Stored close · as of Nov 10, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Contents

EX-13 · Consolidated Statements of Income

Consolidated Statements of Income




· · 2025 · · 2024 · · 2023
Interest income:
Loans, including fees	$699,871	$681,280	$620,048
Investment securities:
Taxable	164,572	153,486	132,151
Tax-exempt	5,955	6,146	6,259
Other interest income	15,876	25,070	41,704

Total interest income	886,274	865,982	800,162

Interest expense:
Savings deposits	82,920	81,912	60,337
Time deposits	102,916	96,968	53,158
Securities sold under repurchase agreements	18,964	22,340	14,760
Other borrowings	2,330	281	283
Junior subordinated deferrable interest debentures	6,722	7,762	8,123

Total interest expense	213,852	209,263	136,661

Net interest income	672,422	656,719	663,501

Credit loss expense	15,092	31,802	34,576

Net interest income after provision for credit losses	657,330	624,917	628,925

Non-interest income:
Service charges on deposit accounts	74,316	73,714	73,933
Other service charges, commissions and fees
Banking	58,987	58,682	57,923
Non-banking	10,458	10,352	9,546
Investment securities transactions, net	(1)	(1)	(3)
Other investments income, net	6,910	13,133	9,601
Other income	19,080	21,042	18,941

Total non-interest income	$169,750	$176,922	$169,941

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.