INTERNATIONAL BANCSHARES CORP

For the period ended Dec 31, 2025. Filed Feb 26, 2026.

About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Feb 26, 2026

IBOC$67.60-1.0%Stored close · as of Nov 6, 2026

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Contents

EX-13 · Consolidated Statements of Condition Continued

Consolidated Statements of Condition Continued


· · December 31, · · December 31, ·
· · 2025 · · 2024
Liabilities and Shareholders’ Equity
Liabilities:
Deposits:
Demand—non-interest bearing	$4,486,208	$4,612,344
Savings and interest bearing demand	4,748,978	4,599,957
Time	3,201,320	2,899,543
Total deposits	12,436,506	12,111,844
Securities sold under repurchase agreements	585,544	535,322
Other borrowed funds	10,332	10,541
Junior subordinated deferrable interest debentures	108,868	108,868
Other liabilities	183,447	175,570
Total liabilities	13,324,697	12,942,145
Shareholders’ equity:
Common shares of $1.00 par value. Authorized 275,000,000 shares; issued 96,658,794 shares on December 31, 2025 and 96,616,673 shares on December 31, 2024	96,659	96,617
Surplus	160,861	159,333
Retained earnings	3,681,408	3,356,177
Accumulated other comprehensive loss	(246,316)	(379,054)
	3,692,612	3,233,073
Less cost of shares in treasury, 34,490,048 shares on December 31, 2025 and 34,407,674 on December 31, 2024	(440,974)	(436,366)
Total shareholders’ equity	3,251,638	2,796,707
Total liabilities and shareholders’ equity	$16,576,335	$15,738,852

ContentsView on SEC.gov

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