Skip to main content

INTERNATIONAL BANCSHARES CORP

For the period ended Dec 31, 2025. Filed Feb 26, 2026.

View on SEC.gov

About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Feb 26, 2026

IBOC$68.45+1.3%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits
Contents

EX-13 · Consolidated Statements of Cash Flows (Continued)

Consolidated Statements of Cash Flows (Continued)

​​​​​​​​​​​
​​​​​​​​​​​
​​ ​ ​​​​​​​​​​
​ · ​ · ​ · 2025 · ​ ​ ​ · 2024 · ​ ​ ​ · 2023
Financing activities:​​​​​​​​​​
​​​​​​​​​​​
Net decrease in non-interest bearing demand deposits​​$(126,136)​$(418,501)​$(815,210)
Net increase (decrease) in savings and interest bearing demand deposits​​149,021​231,425​(377,236)
Net increase in time deposits​​301,777​474,366​356,993
Net increase in securities sold under repurchase agreements​​50,222​4,906​99,225
Paydowns on long-term other borrowed funds​​(209)​(204)​(199)
Redemption of long-term debt​​​—​​—​​(25,774)
Purchase of treasury stock​​(4,608)​(963)​(4,611)
Proceeds from stock transactions​​1,466​3,758​1,167
Payments of cash dividends​​(87,062)​(82,078)​(78,247)
​​​​​​​​​​​
Net cash provided by (used in) financing activities​​284,471​212,709​(843,892)
​​​​​​​​​​​
Increase (decrease) in cash and cash equivalents​​183,835​(298,406)​(1,436,666)
​​​​​​​​​​​
Cash and cash equivalents at beginning of period​​352,652​651,058​2,087,724
​​​​​​​​​​​
Cash and cash equivalents at end of period​​$536,487​$352,652​$651,058
​​​​​​​​​​​
Supplemental cash flow information:​​​​​​​​​​
Interest paid​​$216,598​$201,827​$117,936
U.S. federal income taxes paid​​64,901​43,479​69,799
State income/franchise taxes paid (refunded):​​​​​​​​​​
Texas​​​4,769​​5,500​​2,305
Other states​​​—​​2,125​​(1,468)
Non-cash investing and financing activities:​​​​​​​​​​
Net transfers from loans to other real estate owned​​$15,092​$3,727​$600
Net transfers from loans to other investments​​​—​​25,551​​—
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.