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ST JOE Co

For the period ended Dec 31, 2025. Filed Feb 25, 2026.

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About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Feb 25, 2026

JOE$75.13+7.4%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits
Contents

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

​​​
​​THE ST. JOE COMPANY
​​​
Date:February 25, 2026/s/ Jorge L. Gonzalez
​​Jorge L. Gonzalez
​​President, Chief Executive Officer and Chairman of the Board
​​(Duly Authorized Officer)

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on behalf of the registrant and in the capacities and on the dates indicated.

​​​​​
​​Title​Date
​​​​​
/s/ Jorge L. Gonzalez​President, Chief Executive Officer and Chairman of the Board​February 25, 2026
Jorge L. Gonzalez​(Principal Executive Officer)​​
​​​​​
/s/ Marek Bakun​Executive Vice President and Chief Financial Officer​February 25, 2026
Marek Bakun​(Principal Financial Officer and Principal Accounting Officer)​​
​​​​​
/s/ Howard S. Frank​Lead Independent Director​February 25, 2026
Howard S. Frank​​​​
​​​​​
/s/ Cesar L. Alvarez​Director​February 25, 2026
Cesar L. Alvarez​​​​
​​​​​
/s/ Elizabeth D. Franklin​Director​February 25, 2026
Elizabeth D. Franklin​​​​
​​​​​
/s/ Thomas P. Murphy, Jr.​Director​February 25, 2026
Thomas P. Murphy, Jr.​​​​
​​​​​
/s/ Rhea Goff​Senior Vice President, Chief Administrative Officer and Director​February 25, 2026
Rhea Goff​​​​
​​​​​

INDEX TO FINANCIAL STATEMENTS AND FINANCIAL STATEMENT SCHEDULES

​​
​Page No.
Report of Independent Registered Public Accounting Firm – Grant Thornton LLP (PCAOB ID 248)F 2
Consolidated Balance SheetsF 3
Consolidated Statements of IncomeF 5
Consolidated Statements of Comprehensive IncomeF 6
Consolidated Statements of EquityF 7
Consolidated Statements of Cash FlowsF 8
Notes to Consolidated Financial StatementsF 10
Schedule III (Consolidated) — Real Estate and Accumulated DepreciationF 56
Schedule IV (Consolidated) — Mortgage Loans on Real EstateF 58

F 1

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.