Metropolitan Bank Holding Corp.
For the period ended Dec 31, 2025. Filed Feb 20, 2026.
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FY2025 · Filed Feb 20, 2026
MCB$96.44+0.0%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION
(in thousands, except share data)
| | | | | | | |
|---|---|---|---|---|---|---|
| · · December 31, · · December 31, | ||||||
| · · 2025 · · 2024 | ||||||
| Assets | | | | | | |
| Cash and due from banks | | $12,086 | | $13,078 | ||
| Overnight deposits | | | 381,501 | | | 187,190 |
| Total cash and cash equivalents | | | 393,587 | | | 200,268 |
| Investment securities available-for-sale, at fair value | | | 578,932 | | | 482,085 |
| Investment securities held-to-maturity (estimated fair value of $313.1 million and $366.7 million at December 31, 2025 and December 31, 2024, respectively) | | | 356,627 | | | 428,557 |
| Equity investment securities, at fair value | | | 5,609 | | | 5,109 |
| Total securities | | | 941,168 | | | 915,751 |
| Other investments | | | 20,632 | | | 30,636 |
| Loans, net of deferred fees and costs | | | 6,810,233 | | | 6,034,076 |
| Allowance for credit losses | | | (97,081) | | | (63,273) |
| Net loans | | | 6,713,152 | | | 5,970,803 |
| Other assets | | | 187,177 | | | 183,291 |
| Total assets | | $8,255,716 | | $7,300,749 | ||
| Liabilities and Stockholders’ Equity | | | | | | |
| Deposits | | | | | | |
| Noninterest-bearing demand deposits | | $1,479,420 | | $1,334,054 | ||
| Interest-bearing deposits | | | 5,897,758 | | | 4,648,919 |
| Total deposits | | | 7,377,178 | | | 5,982,973 |
| Federal funds purchased | | | — | | | 210,000 |
| Federal Home Loan Bank of New York advances | | | — | | | 240,000 |
| Trust preferred securities | | | 20,620 | | | 20,620 |
| Secured and other borrowings | | | 10,975 | | | 7,441 |
| Other liabilities | | | 103,831 | | | 109,888 |
| Total liabilities | | | 7,512,604 | | | 6,570,922 |
| | | | | | | |
| Common stock, $0.01 par value, 25,000,000 shares authorized, 11,300,191 and 11,197,625 shares issued; and 10,088,617 and 11,197,625 shares outstanding at December 31, 2025 and December 31, 2024, respectively | | | 113 | | | 112 |
| Additional paid in capital | | | 405,565 | | | 400,188 |
| Retained earnings | | | 450,639 | | | 382,661 |
| Accumulated other comprehensive income (loss), net of tax | | | (39,739) | | | (53,134) |
| Treasury stock, at cost, 1,211,574 and 0 shares at December 31, 2025 and December 31, 2024, respectively | | | (73,466) | | | — |
| Total stockholders’ equity | | | 743,112 | | | 729,827 |
| Total liabilities and stockholders’ equity | | $8,255,716 | | $7,300,749 | ||
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.