SouthState Bank Corp
For the period ended Dec 31, 2025. Filed Feb 20, 2026.
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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.
FY2025 · Filed Feb 20, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Table of Contents
Index to Form 10-K
| · | ||||
|---|---|---|---|---|
| | | | | Page |
| PART I | | | | |
| Item 1. | | Business | | 2 |
| Item 1A. | | Risk Factors | | 22 |
| Item 1B. | | Unresolved Staff Comments | | 53 |
| Item 1C. | | Cybersecurity | | 54 |
| Item 2. | | Properties | | 55 |
| Item 3. | | Legal Proceedings | | 56 |
| Item 4. | | Mine Safety Disclosures | | 56 |
| PART II | | | | |
| Item 5. | | Market for the Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities | | 57 |
| Item 6. | | Selected Financial Data | | 59 |
| Item 7. | | Management’s Discussion and Analysis of Financial Condition and Results of Operations | | 60 |
| Item 7A. | | Quantitative and Qualitative Disclosures about Market Risk | | 101 |
| Item 8. | | Financial Statements and Supplementary Data | | 101 |
| Item 9. | | Changes in and Disagreements with Accountants on Accounting and Financial Disclosure | | 101 |
| Item 9A. | | Controls and Procedures | | 101 |
| Item 9B. | | Other Information | | 102 |
| Item 9C. | | Disclosure Regarding Foreign Jurisdictions that Prevent Inspections | | 102 |
| PART III | | | | |
| Item 10. | | Directors, Executive Officers and Corporate Governance(1) | | 103 |
| Item 11. | | Executive Compensation(1) | | 103 |
| Item 12. | | Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters(1) | | 103 |
| Item 13. | | Certain Relationships and Related Transactions, and Director Independence(1) | | 104 |
| Item 14. | | Principal Accounting Fees and Services(1) | | 104 |
| PART IV | | | | |
| Item 15. | | Exhibits, Financial Statement Schedules | | 105 |
| | | | | |
| | | Signatures | | 112 |
| (1) | All or portions of this item are incorporated by reference to the Registrant’s Definitive Proxy Statement for its 2026 Annual Meeting of Shareholders. |
Forward-Looking Statements
The disclosures set forth in this Report are qualified by Part I, Item 1A. Risk Factors and the section captioned “Forward Looking Statements” in Part II, Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations of this Report and other cautionary statements set forth elsewhere in this Report.
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.