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CTO Realty Growth, Inc.

For the period ended Dec 31, 2025. Filed Feb 19, 2026.

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About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Feb 19, 2026

CTO$20.41+0.1%Stored close · as of Nov 10, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Contents

Item 15. EXHIBITS, FINANCIAL STATEMENT SCHEDULES

1. FINANCIAL STATEMENTS

The following financial statements are filed as part of this report:

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​Page No.
​​
Reports of Independent Registered Public Accounting Firm (PCAOB ID Number 248)F-2
Consolidated Balance Sheets as of December 31, 2025 and 2024F-5
Consolidated Statements of Operations for the three years ended December 31, 2025, 2024, and 2023F-6
Consolidated Statements of Comprehensive Income (Loss) for the three years ended December 31, 2025, 2024, and 2023F-7
Consolidated Statements of Stockholders’ Equity for the three years ended December 31, 2025, 2024 and 2023F-8
Consolidated Statements of Cash Flows for the three years ended December 31, 2025, 2024, and 2023F-9
Notes to Consolidated Financial Statements for the three years ended December 31, 2025, 2024, and 2023F-11

2. FINANCIAL STATEMENT SCHEDULES

Included in Part IV on Form 10-K:

Schedule III—Real Estate and Accumulated Depreciation

Schedule IV – Mortgage Loans on Real Estate

Other schedules are omitted because of the absence of conditions under which they are required, materiality, or because the required information is given in the financial statements or notes thereof.

3. EXHIBITS

See Exhibit Index on page 62 of this Annual Report on Form 10-K.

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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.