Hoyne Bancorp, Inc.
For the period ended Sep 30, 2025. Filed Nov 13, 2025.
View on SEC.govAbout this filing
A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2025 · Filed Nov 13, 2025
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
Table of Contents
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| Part I | | Financial Information | | 4 |
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| Item 1. | | Financial Statements | | 4 |
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| | | Consolidated Statement of Financial Condition as of September 30, 2025 and December 31, 2024 | | 4 |
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| | | Consolidated Statement of Operations and Comprehensive Income (Loss) for the Three and Nine Months Ended September 30, 2025 and 2024 | | 5 |
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| | | Consolidated Statement of Changes in Equity for the Three and Nine Months Ended September 30, 2025 and 2024 | | 6 |
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| | | Consolidated Statement of Cash Flows for the Nine Months Ended September 30, 2025 and 2024 | | 7 |
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| | | Notes to the Consolidated Financial Statements | | 8 |
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| Item 2. | | Management’s Discussion and Analysis of Financial Condition and Results of Operations | | 29 |
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| Item 3. | | Quantitative and Qualitative Disclosures about Market Risk | | 39 |
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| Item 4. | | Controls and Procedures | | 39 |
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| Part II | | Other Information | | 40 |
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| Item 1. | | Legal Proceedings | | 40 |
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| Item 1A. | | Risk Factors | | 40 |
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| Item 2. | | Unregistered Sales of Equity Securities and Use of Proceeds | | 40 |
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| Item 3. | | Defaults Upon Senior Securities | | 40 |
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| Item 4. | | Mine Safety Disclosures | | 40 |
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| Item 5. | | Other Information | | 40 |
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| Item 6. | | Exhibits | | 40 |
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| Exhibit Index | | 41 | ||
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| Signatures | | 42 | ||
Explanatory Note
Hoyne Bancorp, Inc. was formed to serve as the stock holding company for Hoyne Savings Bank in connection with the conversion of Hoyne Savings, MHC, the mutual holding company and sole stockholder of Hoyne Financial Corporation and Hoyne Savings Bank, from the mutual form of organization to the stock form of organization. As of September 30, 2025, the reorganization had not yet been completed, and Hoyne Bancorp, Inc. had no assets or liabilities and had not conducted any business activities other than organizational activities. Accordingly, the unaudited consolidated financial statements and other financial information contained in this Quarterly Report on Form 10-Q relate solely to the consolidated financial results of Hoyne Savings, MHC, Hoyne Financial Corporation, and Hoyne Savings Bank.
The unaudited consolidated financial statements and other financial information contained in this Quarterly Report on Form 10-Q should be read in conjunction with the audited consolidated financial statements and related notes of Hoyne Savings, MHC at and for the years ended December 31, 2024 and 2023 contained in Hoyne Bancorp Inc.’s definitive prospectus dated September 30, 2025, as filed with the Securities Exchange Commission pursuant to Securities Act Rule 424(b)(3) on October 2, 2025 (the “Prospectus”).
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.