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AMERISERV FINANCIAL INC /PA/

For the period ended Sep 30, 2025. Filed Nov 13, 2025.

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About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Sep 30, 2025 · Filed Nov 13, 2025

ASRV$4.73-1.7%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits

Table of Contents

INDEX

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​Page No.
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PART I. FINANCIAL INFORMATION​
Item 1. Financial Statements3
Consolidated Balance Sheets (Unaudited) – September 30, 2025 and December 31, 20243
Consolidated Statements of Operations (Unaudited) – Three and nine months ended September 30, 2025 and 20244
Consolidated Statements of Comprehensive Income (Unaudited) – Three and nine months ended September 30, 2025 and 20245
Consolidated Statements of Changes in Shareholders’ Equity (Unaudited) – Three and nine months ended September 30, 2025 and 20246
Consolidated Statements of Cash Flows (Unaudited) – Nine months ended September 30, 2025 and 20247
Notes to Unaudited Consolidated Financial Statements8
Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations40
Item 3. Quantitative and Qualitative Disclosure About Market Risk59
Item 4. Controls and Procedures59
PART II. OTHER INFORMATION59
Item 1. Legal Proceedings59
Item 1A. Risk Factors59
Item 2. Unregistered Sales of Equity Securities and Use of Proceeds59
Item 3. Defaults Upon Senior Securities59
Item 4. Mine Safety Disclosures59
Item 5. Other Information60
Item 6. Exhibits60
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.