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BREAD FINANCIAL HOLDINGS, INC.

For the period ended Mar 31, 2026. Filed Apr 28, 2026.

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About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Mar 31, 2026 · Filed Apr 28, 2026

BFH$98.61-3.2%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits

Table of Contents

INDEX

Page Number
Part I: FINANCIAL INFORMATION
Item 1. · Financial Statements (unaudited)
Consolidated Statements of Income for the three months ended March 31, 2026 and 202524
Consolidated Statements of Comprehensive Income for the three months ended March 31, 2026 and 202525
Consolidated Balance Sheets as of March 31, 2026 and December 31, 202526
Consolidated Statements of Stockholders’ Equity for the three months ended March 31, 2026 and 202527
Consolidated Statements of Cash Flows for the three months ended March 31, 2026 and 202528
Notes to Consolidated Financial Statements29
Item 2.Management’s Discussion and Analysis of Financial Condition and Results of Operations (MD&A)1
Item 3.Quantitative and Qualitative Disclosures About Market Risk51
Item 4.Controls and Procedures51
Part II: OTHER INFORMATION
Item 1.Legal Proceedings52
Item 1A.Risk Factors52
Item 2.Unregistered Sales of Equity Securities and Use of Proceeds52
Item 3.Defaults Upon Senior Securities52
Item 4.Mine Safety Disclosures52
Item 5.Other Information52
Item 6.Exhibits54
SIGNATURES56
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.