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BREAD FINANCIAL HOLDINGS INC

For the period ended Mar 31, 2025. Filed Apr 29, 2025.

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About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Mar 31, 2025 · Filed Apr 29, 2025

BFH$98.61-3.2%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits

Table of Contents

INDEX

Page Number
Part I: FINANCIAL INFORMATION
Item 1. · Financial Statements (unaudited)
Consolidated Statements of Income for the three months ended March 31, 2025 and 202423
Consolidated Statements of Comprehensive Income for the three months ended March 31, 2025 and 202424
Consolidated Balance Sheets as of March 31, 2025 and December 31, 202425
Consolidated Statements of Stockholders’ Equity for the three months ended March 31, 2025 and 202426
Consolidated Statements of Cash Flows for the three months ended March 31, 2025 and 202427
Notes to Consolidated Financial Statements28
Item 2.Management’s Discussion and Analysis of Financial Condition and Results of Operations (MD&A)1
Item 3.Quantitative and Qualitative Disclosures About Market Risk52
Item 4.Controls and Procedures52
Part II: OTHER INFORMATION
Item 1.Legal Proceedings53
Item 1A.Risk Factors53
Item 2.Unregistered Sales of Equity Securities and Use of Proceeds53
Item 3.Defaults Upon Senior Securities53
Item 4.Mine Safety Disclosures53
Item 5.Other Information53
Item 6.Exhibits55
SIGNATURES57
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.