METLIFE INC
For the period ended Sep 30, 2026. Filed Nov 6, 2026.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2026 · Filed Nov 6, 2026
MET$101.67+3.5%Stored close · as of Nov 9, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Glossary
Throughout this Form 10-Q, the Company may use certain abbreviations, acronyms and terms which are further detailed below.
| A.M. Best | A.M. Best Company, Inc. | Company Action Level RBC | Minimum level of TAC before corrective action commences is twice authorized control level RBC |
|---|---|---|---|
| ABO | Accumulated Benefit Obligations | Credit Facility | Unsecured revolving credit facility |
| ABS & CLO | Asset-Backed Securities and Collateralized Loan Obligations | CRO | Chief Risk Officer |
| ACL | Allowance For Credit Loss | C-ROSS | China Risk Oriented Solvency System |
| AD&D | Accidental Death and Dismemberment | CSRD | Corporate Sustainability Reporting Directive |
| AFS | Available-For-Sale | Cybersecurity Model Law | NAIC’s Insurance Data Security Model Law |
| AI | Artificial Intelligence | DAC | Deferred Policy Acquisition Costs |
| ALM | Asset/Liability Management | Deferred Shares | Awards that have become payable in shares but the issuance of which has been deferred |
| Alt-A | Alternative Residential Mortgage Loans | Delaware Commissioner | Delaware Commissioner of Insurance |
| American Life | American Life Insurance Company | Dodd-Frank | Dodd-Frank Wall Street Reform and Consumer Protection Act |
| AOCI | Accumulated Other Comprehensive Income (Loss) | DOL | U.S. Department of Labor |
| APBO | Accumulated Postretirement Benefit Obligation | DPL | Deferred Profit Liability |
| ASO | Administrative Services-Only | DSCR | Debt Service Coverage Ratios |
| ASU | Accounting Standards Update | EEA | European Economic Area |
| AUM | Assets Under Management | EMEA | Europe, the Middle East and Africa |
| Authorized Control Level RBC | Authorized Control Level RBC, calculated in the manner prescribed by the NAIC | ERC | Enterprise Risk Committee |
| Brighthouse | Brighthouse Financial, Inc. and its Subsidiaries | ERISA | Employee Retirement Income Security Act of 1974 |
| CBIRC | The China Banking and Insurance Regulatory Commission | ERM | Enterprise Risk Management |
| CCPA | California Consumer Privacy Act | EU | European Union |
| CEO | Chief Executive Officer | EU AI Act | European Union’s Artificial Intelligence Act |
| CFEs | Collateralized Financing Entities | Exchange Act | Securities Exchange Act of 1934, as amended |
| CFO | Chief Financial Officer | Farmer Mac | Federal Agricultural Mortgage Corporation |
| CFPB | Consumer Financial Protection Bureau | FASB | Financial Accounting Standards Board |
| CFTC | Commodity Futures Trading Commission | FDIC | Federal Deposit Insurance Corporation |
| Chariot | Chariot Holding Company, LP | Federal Reserve | Federal Reserve Board & Federal Reserve Bank of New York |
| Chariot Re | Chariot Reinsurance, Ltd. | Federal Reserve Board | Board of Governors of the Federal Reserve System |
| CISO | Chief Information Security Officer | FHLBNY | Federal Home Loan Bank of New York |
| CLO Investments | CLO Fund Investments | FINRA | Financial Industry Regulatory Authority |
| CLOs | Collateralized Loan Obligations | FIO | Federal Insurance Office |
| CMBS | Commercial Mortgage-Backed Securities | Fitch | Fitch Ratings Inc. |
| COLI | Company-Owned Life Insurance Policies | FPBs | Future Policy Benefits |
| Committed Facilities | Credit Facility, as well as certain committed facilities | FSA | Financial Services Agency in Japan |
| FSB | Financial Stability Board | MrH | MetLife Reinsurance Company of Hamilton, Ltd. |
|---|---|---|---|
| FSOC | Financial Stability Oversight Council | MRV | MetLife Reinsurance Company of Vermont |
| FVO | Fair Value Option | MSS | MetLife Services and Solutions, LLC |
| GAAP | Accounting principles generally accepted in the United States of America | MTL | Metropolitan Tower Life Insurance Company |
| GCC | Group Capital Calculation | NAIC | National Association of Insurance Commissioners |
| GDPR | General Data Protection Regulation | NAV | Net Asset Value |
| GICs | Guaranteed Interest Contracts | Nebraska Director | Director of the Nebraska Department of Insurance |
| GILTI | Global Intangible Low-Taxed Income | NGEs | Non-Guaranteed Elements |
| GMABs | Guaranteed Minimum Accumulation Benefits | NIFO | Net investment in a foreign operation |
| GMCR | Guaranteed Minimum Crediting Rates | Non-Bank SIFI | Non-Bank Systemically Important Financial Institution |
| GMDBs | Guaranteed Minimum Death Benefits | NPR | Net Premium Ratio |
| GMIBs | Guaranteed Minimum Income Benefits | NQM | Nonqualified Residential Mortgage |
| GMWBs | Guaranteed Minimum Withdrawal Benefits | NRSRO | Nationally Recognized Statistical Rating Organizations |
| GMXBs | Guaranteed Minimum Benefits | NYDFS | New York State Department of Financial Services |
| IAIGs | Internationally Active Insurance Groups | OCI | Other Comprehensive Income (Loss) |
| IAIS | International Association of Insurance Supervisors | OLPI | Other Limited Partnership Interests |
| IBNP | Incurred But Not Paid | OTC | Over-the-Counter |
| IBNR | Incurred But Not Reported | OTC-bilateral | Bilateral contracts between two counterparties |
| IMR | Interest Maintenance Reserve | OTC-cleared | OTC derivatives are cleared and settled through central clearing counterparties |
| Invested Plans | Assets of the qualified pension plans and postretirement medical plans | PABs | Policyholder Account Balances |
| IRS | Internal Revenue Service | PBO | Projected Benefit Obligation |
| LDTI | Long-Duration Targeted Improvements | PCAOB | Public Company Accounting Oversight Board |
| LDTI Transition Date | January 1, 2021 | Phantom Stock-Based Awards | Cash-settled awards based in whole or in part on the price of shares or changes in the price of shares |
| LIBOR | London Interbank Offered Rate | PineBridge | PineBridge Investments |
| LTV | Loan-To-Value | PTE | Prohibited Transaction Exemption |
| MetLife Malaysia | AmMetLife Insurance Berhad (Malaysia) and AmMetLife Takaful Berhad (Malaysia) | RBC | Risk-Based Capital |
| MetLife Ukraine | PJSC MetLife | RCC | Replacement Capital Covenant |
| MIM | MetLife Investment Management, the Company’s institutional asset management business | REJVs | Real Estate Joint Ventures |
| MLIC | Metropolitan Life Insurance Company | Retiree VEBA | U.S. Retiree Health and Welfare Benefit Obligations |
| Moody’s | Moody’s Investors Service, Inc. | RIS | Retirement and Income Solutions |
| MoRe | Missouri Reinsurance, Inc. | RMBS | Residential Mortgage-Backed Securities |
| MrB | MetLife Reinsurance Company of Bermuda, Ltd. | ROU | Right-of-Use |
| MRB | Market Risk Benefit | SCL | Special Considerations Letter |
| MRC | MetLife Reinsurance Company of Charleston | SEC | U.S. Securities and Exchange Commission |
| Separation | Distribution of shares of Brighthouse Financial, Inc. common stock to the MetLife, Inc. common shareholders | TAC | Total Adjusted Capital, calculated in the manner prescribed by the NAIC |
|---|---|---|---|
| Series A preferred stock | Non-Cumulative Preferred Stock, Series A | TRRs | Total Rate of Return Swaps |
| Series D preferred stock | 5.875% Fixed-To-Floating Rate Non-Cumulative Preferred Stock, Series D | U.K. | United Kingdom |
| Series E preferred stock | 5.625% Non-Cumulative Preferred Stock, Series E | U.S. | United States |
| Series F preferred stock | 4.75% Non-Cumulative Preferred Stock, Series F | ULSG | Universal and Variable Universal Life Policies with Secondary Guarantees |
| Series G preferred stock | 3.850% Fixed Rate Reset Non-Cumulative Preferred Stock, Series G | Unit-linked and FVO Securities | Contractholder-directed equity securities and FVO securities |
| SOFR | Secured Overnight Financing Rate | Unit-linked investments | Contractholder-directed investments supporting unit-linked variable annuity type liabilities |
| SSG | Structured Securities Group | UREV | Unearned Revenue |
| Statement-Based Combined RBC Ratio | Internally defined Combined RBC Ratio | VIEs | Variable Interest Entities |
| Statutory Codification | Codification of Statutory Accounting Principles | VM | Valuation Manual |
| Structured Products | RMBS, ABS & CLO and CMBS | VOBA | Value of Business Acquired |
| Superintendent | New York Superintendent of Financial Services | VOCRA | Value of Customer Relationships Acquired |
| S&P | Standard & Poor’s Global Ratings | VODA | Value of Distribution Agreements |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.