METLIFE INC
For the period ended Dec 31, 2025. Filed Feb 19, 2026.
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FY2025 · Filed Feb 19, 2026
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Schedule III — Consolidated Supplementary Insurance Information
Schedule III
Consolidated Supplementary Insurance Information
| DACandVOBA | FPBs,Other Policy-RelatedBalances andPolicyholder DividendObligation | PABs | MRB (Assets) Liabilities (1) | PolicyholderDividendsPayable | Unearned Premiums (2), (3) | UREV (2) | |
|---|---|---|---|---|---|---|---|
| Group Benefits (4) | $250 | $18,764 | $11,005 | $— | $— | $479 | $— |
| RIS (4) | 795 | 87,144 | 93,549 | 83 | — | — | 23 |
| Asia | 12,518 | 30,365 | 104,239 | 160 | 94 | 931 | 3,346 |
| Latin America | 2,736 | 17,856 | 6,530 | — | — | 4 | 997 |
| EMEA | 2,112 | 3,926 | 8,058 | (84) | — | 19 | 723 |
| MIM (5) | — | — | — | — | — | — | — |
| Corporate & Other (5) | 2,696 | 70,870 | 13,476 | 1,789 | 262 | 157 | 73 |
| Total | $21,107 | $228,925 | $236,857 | $1,948 | $356 | $1,590 | $5,162 |
| Group Benefits | $250 | $18,219 | $7,632 | $— | $— | $593 | $— |
| RIS | 565 | 73,356 | 84,923 | 2 | — | — | 27 |
| Asia | 11,720 | 32,294 | 94,903 | 215 | 81 | 1,175 | 3,076 |
| Latin America | 2,229 | 14,094 | 5,514 | — | — | 2 | 841 |
| EMEA | 1,758 | 3,419 | 7,214 | (81) | — | 22 | 622 |
| MIM (5) | — | — | — | — | — | — | — |
| Corporate & Other (5) | 3,105 | 71,163 | 21,259 | 2,073 | 304 | 155 | 69 |
| Total | $19,627 | $212,545 | $221,445 | $2,209 | $385 | $1,947 | $4,635 |
(1)MRB assets and liabilities are presented net.
(2)Amounts are included within the FPBs, other policy-related balances and policyholder dividend obligation column.
(3)Includes premiums received in advance.
(4)As part of the Strategic Reorganization, two products previously reported within the former MetLife Holdings segment were moved — one to the Group Benefits segment and one to the RIS segment. Accordingly, the reported balances for the year ended December 31, 2025 have been updated to reflect these changes.
(5)See Note 1 for information on the Strategic Reorganization.
Schedule III
Consolidated Supplementary Insurance Information — (continued)
| Premiums andUniversal Lifeand Investment-TypeProduct Policy Fees | NetInvestmentIncome | Policyholder Benefits andClaims, Policyholder Liability Remeasurement (Gains) Losses and Interest Credited to PABs | Market Risk Benefit Remeasurement (Gains) Losses | Amortization of DAC, VOBA and Negative VOBACharged toOtherExpenses | OtherExpenses (1) | |
|---|---|---|---|---|---|---|
| Group Benefits (2) | $23,802 | $1,353 | $20,473 | $— | $26 | $4,251 |
| RIS (2) | 11,978 | 9,119 | 18,847 | (113) | 81 | 846 |
| Asia | 6,690 | 5,589 | 7,274 | (64) | 854 | 1,606 |
| Latin America | 6,602 | 1,679 | 5,459 | — | 571 | 1,430 |
| EMEA | 2,867 | 958 | 2,039 | (17) | 367 | 970 |
| MIM (3) | — | 6 | — | — | — | 689 |
| Corporate & Other (3) | 2,843 | 3,855 | 4,426 | (314) | 215 | 2,507 |
| Total | $54,782 | $22,559 | $58,518 | $(508) | $2,114 | $12,299 |
| Group Benefits | $23,367 | $1,178 | $20,033 | $— | $26 | $4,062 |
| RIS | 8,348 | 8,291 | 14,586 | 11 | 66 | 493 |
| Asia | 6,681 | 5,099 | 6,846 | 7 | 832 | 1,600 |
| Latin America | 5,895 | 1,608 | 4,785 | — | 503 | 1,311 |
| EMEA | 2,516 | 847 | 1,797 | (54) | 355 | 891 |
| MIM (3) | — | 7 | — | — | — | 669 |
| Corporate & Other (3) | 3,112 | 4,243 | 4,814 | (1,073) | 239 | 2,565 |
| Total | $49,919 | $21,273 | $52,861 | $(1,109) | $2,021 | $11,591 |
| Group Benefits | $22,436 | $1,148 | $19,329 | $— | $26 | $3,778 |
| RIS | 8,561 | 7,354 | 14,057 | (29) | 49 | 403 |
| Asia | 6,883 | 4,307 | 6,941 | (43) | 772 | 1,584 |
| Latin America | 5,685 | 1,610 | 4,801 | — | 468 | 1,263 |
| EMEA | 2,314 | 885 | 1,737 | (40) | 344 | 811 |
| MIM (3) | — | 3 | — | — | — | 645 |
| Corporate & Other (3) | 3,556 | 4,601 | 5,540 | (882) | 267 | 2,922 |
| Total | $49,435 | $19,908 | $52,405 | $(994) | $1,926 | $11,406 |
(1)Includes other expenses and policyholder dividends, excluding amortization of DAC, VOBA and negative VOBA charged to other expenses.
(2)As part of the Strategic Reorganization, two products previously reported within the former MetLife Holdings segment were moved — one to the Group Benefits segment and one to the RIS segment. Accordingly, the reported balances for the year ended December 31, 2025 have been updated to reflect these changes.
(3)See Note 1 for information on the Strategic Reorganization.
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