METLIFE INC
For the period ended Jun 30, 2025. Filed Aug 7, 2025.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Jun 30, 2025 · Filed Aug 7, 2025
MET$101.67+3.5%Stored close · as of Nov 9, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Glossary
Throughout this Form 10-Q, the Company may use certain abbreviations, acronyms and terms which are further detailed below.
| A.M. Best | A.M. Best Company, Inc. | CSRD | Corporate Sustainability Reporting Directive |
|---|---|---|---|
| ABO | Accumulated Benefit Obligations | Cybersecurity Model Law | NAIC’s Insurance Data Security Model Law |
| ABS & CLO | Asset-Backed Securities and Collateralized Loan Obligations | DAC | Deferred Policy Acquisition Costs |
| ACL | Allowance For Credit Loss | Deferred Shares | Awards that have become payable in shares but the issuance of which has been deferred |
| AD&D | Accidental Death and Dismemberment | Delaware Commissioner | Delaware Commissioner of Insurance |
| AFS | Available-For-Sale | Dodd-Frank | Dodd-Frank Wall Street Reform and Consumer Protection Act |
| AI | Artificial Intelligence | DOL | U.S. Department of Labor |
| ALM | Asset/Liability Management | DPL | Deferred Profit Liability |
| Alt-A | Alternative Residential Mortgage Loans | DSCR | Debt Service Coverage Ratios |
| American Life | American Life Insurance Company | EEA | European Economic Area |
| AOCI | Accumulated Other Comprehensive Income (Loss) | EMEA | Europe, the Middle East And Africa |
| APBO | Accumulated Postretirement Benefit Obligation | ERC | Enterprise Risk Committee |
| ASO | Administrative Services-Only | ERISA | Employee Retirement Income Security Act of 1974 |
| ASU | Accounting Standards Update | ERM | Enterprise Risk Management |
| Authorized Control Level RBC | Authorized Control Level RBC, calculated in the manner prescribed by the NAIC | ESG | Environmental, Social and Governance |
| Brighthouse | Brighthouse Financial, Inc. and its Subsidiaries | EU | European Union |
| CBIRC | The China Banking and Insurance Regulatory Commission | EU AI Act | European Union’s Artificial Intelligence Act |
| CCPA | California Consumer Privacy Act | Exchange Act | Securities Exchange Act of 1934 |
| CEO | Chief Executive Officer | Farmer Mac | Federal Agricultural Mortgage Corporation |
| CFO | Chief Financial Officer | FASB | Financial Accounting Standards Board |
| CFPB | Consumer Financial Protection Bureau | FCTA | Foreign Currency Translation Adjustments |
| CFTC | Commodity Futures Trading Commission | FDIC | Federal Deposit Insurance Corporation |
| Chariot Re | Chariot Reinsurance, Ltd. | Federal Reserve | Federal Reserve Board & Federal Reserve Bank of New York |
| CISO | Chief Information Security Officer | Federal Reserve Board | Board of Governors of the Federal Reserve System |
| CLOs | Collateralized Loan Obligations | FHLBNY | Federal Home Loan Bank of New York |
| CMBS | Commercial Mortgage-Backed Securities | FINRA | Financial Industry Regulatory Authority |
| CODM | Chief Operating Decision Maker | FIO | Federal Insurance Office |
| Committed Facilities | Credit Facility, as well as certain committed facilities | Fitch | Fitch Ratings Inc. |
| Company Action Level RBC | Minimum level of TAC before corrective action commences is twice authorized control level RBC | FPB | Future Policy Benefits |
| Credit Facility | Unsecured revolving credit facility | FSA | Financial Services Agency |
| CRO | Chief Risk Officer | FSB | Financial Stability Board |
| C-ROSS | China Risk Oriented Solvency System | FSOC | Financial Stability Oversight Council |
| FVO | Fair Value Option | Moody’s | Moody’s Investors Service, Inc. |
|---|---|---|---|
| GAAP | Accounting principles generally accepted in the United States of America | MoRe | Missouri Reinsurance, Inc. |
| GCC | Group Capital Calculation | MrB | MetLife Reinsurance Company of Bermuda, Ltd. |
| GDPR | General Data Protection Regulation | MRB | Market Risk Benefit |
| General Atlantic | General Atlantic, L.P. | MRC | MetLife Reinsurance Company of Charleston |
| GHG | Greenhouse Gas | MrH | MetLife Reinsurance Company of Hamilton, Ltd. |
| GICs | Guaranteed Interest Contracts | MRV | MetLife Reinsurance Company of Vermont |
| GILTI | Global Intangible Low-Taxed Income | MSS | MetLife Services and Solutions, LLC |
| Global Atlantic | Global Atlantic Financial Group | MTL | Metropolitan Tower Life Insurance Company |
| GMABs | Guaranteed Minimum Accumulation Benefits | NAIC | National Association of Insurance Commissioners |
| GMCR | Guaranteed Minimum Crediting Rates | NAV | Net Asset Value |
| GMDBs | Guaranteed Minimum Death Benefits | Nebraska Director | Director of the Nebraska Department of Insurance |
| GMIBs | Guaranteed Minimum Income Benefits | NFRA | National Financial Regulatory Administration |
| GMWBs | Guaranteed Minimum Withdrawal Benefits | NGEs | Non-Guaranteed Elements |
| GMXBs | Guaranteed Minimum Benefits | NIFO | Net investment in a foreign operation |
| IAIGs | Internationally Active Insurance Groups | Non-Bank SIFI | Non-Bank Systemically Important Financial Institution |
| IAIS | International Association of Insurance Supervisors | NPR | Net Premium Ratio |
| IBNP | Incurred But Not Paid | NQM | Non-Qualified Residential Mortgage |
| IBNR | Incurred But Not Reported | NRSRO | Nationally Recognized Statistical Rating Organizations |
| IMR | Interest Maintenance Reserve | NYDFS | New York State Department of Financial Services |
| Invested Plans | Assets of the qualified pension plans and postretirement medical plans | OCI | Other Comprehensive Income (Loss) |
| IRS | Internal Revenue Service | OLPI | Other Limited Partnership Interests |
| LDTI | Long-Duration Targeted Improvements | ORSA | Own Risk and Solvency Assessment |
| LDTI Transition Date | January 1, 2021 | OTC | Over-the-Counter |
| LIBOR | London Interbank Offered Rate | OTC-bilateral | Bilateral contracts between two counterparties |
| LTV | Loan-To-Value | OTC-cleared | OTC derivatives are cleared and settled through central clearing counterparties |
| MetLife Malaysia | AmMetLife Insurance Berhad (Malaysia) and AmMetLife Takaful Berhad (Malaysia) | PABs | Policyholder Account Balances |
| MetLife Poland and Greece | Wholly-owned subsidiaries in Poland and Greece | PBO | Projected Benefit Obligation |
| MIM | MetLife Investment Management, LLC and certain of its affiliates | PCAOB | Public Company Accounting Oversight Board |
| MLIC | Metropolitan Life Insurance Company | Phantom Stock-Based Awards | Cash-settled awards based in whole or in part on the price of shares or changes in the price of shares |
| PineBridge | PineBridge Investments | SSG | Structured Securities Group |
| PNB MetLife | PNB MetLife India Insurance Company Limited | Statement-Based Combined RBC Ratio | Internally defined Combined RBC Ratio |
| PTE | Prohibited Transaction Exemption | Statutory Codification | Codification of Statutory Accounting Principles |
|---|---|---|---|
| RBC | Risk-Based Capital | Structured Products | RMBS, ABS & CLO and CMBS |
| RCC | Replacement Capital Covenant | Superintendent | New York Superintendent of Financial Services |
| REJV | Real Estate Joint Ventures | TAC | Total Adjusted Capital, calculated in the manner prescribed by the NAIC |
| RIS | Retirement and Income Solutions | TRRs | Total Rate of Return Swaps |
| RMBS | Residential Mortgage-Backed Securities | U.K. | United Kingdom |
| ROU | Right-of-Use | U.S. | United States |
| S&P | Standard & Poor’s Global Ratings | ULSG | Universal and Variable Universal Life Policies with Secondary Guarantees |
| SCL | Special Considerations Letter | Unit-linked and FVO Securities | Contractholder-directed equity securities and Fair Value Option securities |
| SEC | U.S. Securities and Exchange Commission | Unit-linked investments | Contractholder-directed investments supporting unit-linked variable annuity type liabilities |
| Separation | Distribution of shares of Brighthouse Financial, Inc. common stock to the MetLife, Inc. common shareholders | UREV | Unearned Revenue |
| Series A preferred stock | Non-Cumulative Preferred Stock, Series A | VIEs | Variable Interest Entities |
| Series D preferred stock | 5.875% Fixed-To-Floating Rate Non-Cumulative Preferred Stock, Series D | VOBA | Value of Business Acquired |
| Series E preferred stock | 5.625% Non-Cumulative Preferred Stock, Series E | VOCRA | Value of Customer Relationships Acquired |
| Series F preferred stock | 4.75% Non-Cumulative Preferred Stock, Series F | VODA | Value of Distribution Agreements |
| SOFR | Secured Overnight Financing Rate | ||
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.