METLIFE INC
For the period ended Dec 31, 2024. Filed Feb 21, 2025.
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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.
FY2024 · Filed Feb 21, 2025
MET$101.67+3.5%Stored close · as of Nov 9, 2026
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Exhibit Index
(Note Regarding Reliance on Statements in Our Contracts: In reviewing the agreements included as exhibits to this Annual Report on Form 10-K, please remember that they are included to provide you with information regarding their terms and are not intended to provide any other factual or disclosure information about MetLife, Inc., its subsidiaries or affiliates, or the other parties to the agreements. The agreements contain representations and warranties by each of the parties to the applicable agreement. These representations and warranties have been made solely for the benefit of the other parties to the applicable agreement and (i) should not in all instances be treated as categorical statements of fact, but rather as a way of allocating the risk to one of the parties if those statements prove to be inaccurate; (ii) have been qualified by disclosures that were made to the other party in connection with the negotiation of the applicable agreement, which disclosures are not necessarily reflected in the agreement; (iii) may apply standards of materiality in a way that is different from what may be viewed as material to investors; and (iv) were made only as of the date of the applicable agreement or such other date or dates as may be specified in the agreement and are subject to more recent developments. Accordingly, these representations and warranties may not describe the actual state of affairs as of the date they were made or at any other time. Additional information about MetLife, Inc., its subsidiaries and affiliates may be found elsewhere in this Annual Report on Form 10-K and MetLife, Inc.’s other public filings, which are available without charge through the U.S. Securities and Exchange Commission website at https://www.sec.gov.)
| Incorporated By Reference | |||||
|---|---|---|---|---|---|
| Exhibit No. · Description · Form · File Number · Exhibit · Filing Date · Filed or FurnishedHerewith | |||||
| 2.1 | Plan of Reorganization. | S-1 | 333-91517 | 2.1 | November 23, 1999 |
| 2.2 | Amendment to Plan of Reorganization, dated as of March 9, 2000. | S-1/A | 333-91517 | 2.2 | March 29, 2000 |
| 2.3 | Master Separation Agreement, dated August 4, 2017, between MetLife, Inc. and Brighthouse Financial, Inc. | 8-K | 001-15787 | 2.1 | August 7, 2017 |
| 3.1.1 | Amended and Restated Certificate of Incorporation of MetLife, Inc. | 10-K | 001-15787 | 3.1 | March 1, 2017 |
| 3.1.2 | Certificate of Retirement of Series B Contingent Convertible Junior Participating Non-Cumulative Perpetual Preferred Stock of MetLife, Inc., filed with the Secretary of State of Delaware on November 5, 2013. | 10-Q | 001-15787 | 3.6 | November 7, 2013 |
| 3.1.3 | Certificate of Amendment of Amended and Restated Certificate of Incorporation of MetLife, Inc., dated April 29, 2015. | 8-K | 001-15787 | 3.1 | April 30, 2015 |
| 3.1.4 | Certificate of Elimination of 6.500% Non-Cumulative Preferred Stock, Series B, of MetLife, Inc., filed with the Secretary of State of Delaware on November 3, 2015. | 10-Q | 001-15787 | 3.7 | November 5, 2015 |
| 3.1.5 | Certificate of Amendment of Amended and Restated Certificate of Incorporation of MetLife, Inc., dated April 29, 2011. | 10-K | 001-15787 | 3.4 | March 1, 2017 |
| 3.1.6 | Certificate of Designation, Preferences and Rights of Series A Junior Participating Preferred Stock of MetLife, Inc., filed with the Secretary of State of Delaware on April 7, 2000. | 10-K | 001-15787 | 3.2 | March 1, 2017 |
| 3.1.7 | Certificate of Designations of Floating Rate Non-Cumulative Preferred Stock, Series A, of MetLife, Inc., filed with the Secretary of State of Delaware on June 10, 2005. | 10-K | 001-15787 | 3.3 | March 1, 2017 |
| 3.1.8 | Certificate of Amendment of Amended and Restated Certificate of Incorporation of MetLife, Inc., dated October 23, 2017. | 8-K | 001-15787 | 3.1 | October 24, 2017 |
| 3.1.9 | Certificate of Designations of 5.875% Fixed-to-Floating Rate Non-Cumulative Preferred Stock, Series D, of MetLife, Inc., filed with the Secretary of State of Delaware on March 21, 2018. | 8-K | 001-15787 | 3.1 | March 22, 2018 |
| 3.1.10 | Certificate of Designations of 5.625% Non-Cumulative Preferred Stock, Series E, of MetLife, Inc., filed with the Secretary of the State of Delaware on May 31, 2018. | 8-K | 001-15787 | 3.1 | June 4, 2018 |
| Incorporated By Reference | |||||
|---|---|---|---|---|---|
| Exhibit No. · Description · Form · File Number · Exhibit · Filing Date · Filed or FurnishedHerewith | |||||
| 3.1.11 | Certificate of Designations of 4.75% Non-Cumulative Preferred Stock, Series F, of MetLife, Inc., filed with the Secretary of the State of Delaware on January 8, 2020. | 8-K | 001-15787 | 3.1 | January 9, 2020 |
| 3.1.12 | Certificate of Designations of 3.850% Fixed Rate Reset Non-Cumulative Preferred Stock, Series G, of MetLife, Inc., filed with the Secretary of the State of Delaware on September 9, 2020. | 8-K | 001-15787 | 3.1 | September 10, 2020 |
| 3.1.13 | Certificate of Elimination of 5.250% Fixed-to-Floating Rate Non-Cumulative Preferred Stock, Series C, of MetLife, Inc., filed with the Secretary of State of Delaware on June 29, 2021. | 8-K | 001-15787 | 3.1 | June 29, 2021 |
| 3.2 | Amended and Restated By-Laws of MetLife, Inc., effective October 3, 2023. | 8-K | 001-15787 | 3.2 | October 5, 2023 |
| 4.1 | Form of Certificate for Common Stock, par value $0.01 per share. | S-1/A | 333-91517 | 4.1 | March 9, 2000 |
| 4.2 | Certificate of Designation, Preferences and Rights of Series A Junior Participating Preferred Stock of MetLife, Inc., filed with the Secretary of State of Delaware on April 7, 2000. (See Exhibit 3.1.6 above). | ||||
| 4.3 | Certificate of Designations of Floating Rate Non-Cumulative Preferred Stock, Series A, of MetLife, Inc., filed with the Secretary of State of Delaware on June 10, 2005. (See Exhibit 3.1.7 above). | ||||
| 4.4 | Form of Stock Certificate, Floating Rate Non-Cumulative Preferred Stock, Series A, of MetLife, Inc. | 8-A | 001-15787 | 99.6 | June 10, 2005 |
| 4.5 | Certificate of Amendment of Amended and Restated Certificate of Incorporation of MetLife, Inc., dated October 23, 2017. (See Exhibit 3.1.8 above). | ||||
| 4.6 | Certificate of Designations of 5.875% Fixed-to-Floating Rate Non-Cumulative Preferred Stock, Series D, of MetLife, Inc., filed with the Secretary of State of Delaware on March 21, 2018. (See Exhibit 3.1.9 above). | ||||
| 4.7 | Form of Stock Certificate, 5.875% Fixed-to-Floating Rate Non-Cumulative Preferred Stock, Series D, of MetLife, Inc. | 8-K | 001-15787 | 4.1 | March 22, 2018 |
| 4.8 | Certificate of Designations of 5.625% Non-Cumulative Preferred Stock, Series E, of MetLife, Inc., filed with the Secretary of the State of Delaware on May 31, 2018. (See Exhibit 3.1.10 above). | ||||
| 4.9 | Form of Stock Certificate, 5.625% Non-Cumulative Preferred Stock, Series E, of MetLife, Inc. | 8-K | 001-15787 | 4.1 | June 4, 2018 |
| 4.10 | Deposit Agreement, dated June 4, 2018, among MetLife, Inc., Computershare Inc. and Computershare Trust Company, N.A., as depositary, and the holders from time to time of the depositary receipts described therein. | 8-K | 001-15787 | 4.2 | June 4, 2018 |
| 4.11 | Form of Depositary Receipt, Depositary Shares each representing a 1/1,000th interest in a share of 5.625% Non-Cumulative Preferred Stock, Series E, of MetLife, Inc. | 8-K | 001-15787 | 4.3 | June 4, 2018 |
| 4.12 | Certificate of Designations of 4.75% Non-Cumulative Preferred Stock, Series F, of MetLife, Inc., filed with the Secretary of the State of Delaware on January 8, 2020. (See Exhibit 3.1.11 above). | ||||
| 4.13 | Form of Stock Certificate, 4.75% Non-Cumulative Preferred Stock, Series F, of MetLife, Inc. | 8-K | 001-15787 | 4.1 | January 9, 2020 |
| 4.14 | Certificate of Designations of 3.850% Fixed Rate Reset Non-Cumulative Preferred Stock, Series G, of MetLife, Inc., filed with the Secretary of the State of Delaware on September 9, 2020. (See Exhibit 3.1.12 above). | ||||
| 4.15 | Form of Stock Certificate, 3.850% Fixed Rate Reset Non-Cumulative Preferred Stock, Series G, of MetLife, Inc. | 8-K | 001-15787 | 4.1 | September 10, 2020 |
| Incorporated By Reference | ||||||
|---|---|---|---|---|---|---|
| Exhibit No. | Description | Form | File Number | Exhibit | Filing Date | Filed or FurnishedHerewith |
| 4.16 | Deposit Agreement, dated January 15, 2020, among MetLife, Inc., Computershare Inc. and Computershare Trust Company, N.A., collectively, as depositary, and the holders from time to time of the depositary receipts described therein. | 8-K | 001-15787 | 4.1 | January 15, 2020 | |
| 4.17 | Form of Depositary Receipt, Depositary Shares each representing a 1/1,000th interest in a share of 4.75% Non-Cumulative Preferred Stock, Series F, of MetLife, Inc. | 8-K | 001-15787 | 4.3 | January 15, 2020 | |
| 4.18 | Description of Securities. | X | ||||
| Certain instruments defining the rights of holders of long-term debt of MetLife, Inc. and its consolidated subsidiaries are omitted pursuant to Item 601(b)(4)(iii) of Regulation S-K. MetLife, Inc. hereby agrees to furnish to the Securities and Exchange Commission, upon request, copies of such instruments. | ||||||
| 10.1.1 | MetLife Policyholder Trust Agreement. | S-1 | 333-91517 | 10.12 | November 23, 1999 | |
| 10.1.2 | Amendment to MetLife Policyholder Trust Agreement. | 10-K | 001-15787 | 10.62 | February 27, 2013 | |
| 10.2 | Amended and Restated Credit Agreement, dated as of May 8, 2023, among MetLife, Inc. and MetLife Funding, Inc., as borrowers, and the other parties signatory thereto. | 8-K | 001-15787 | 10.1 | May 9, 2023 | |
| 10.3 | Purchase Agreement by and among MetLife, Inc. and Massachusetts Mutual Life Insurance Company, dated as of February 28, 2016. | 10-Q | 001-15787 | 10.1 | May 6, 2016 | |
| 10.4 | Tax Separation Agreement, dated as of July 27, 2017, by and among MetLife, Inc. and its affiliates and Brighthouse Financial, Inc. and its affiliates. | 8-K | 001-15787 | 10.1 | August 7, 2017 | |
| 10.5.1 | MetLife Non-Management Director Deferred Compensation Plan (as amended and restated, effective January 1, 2005, implemented November 2012).* | S-8 | 333-214710 | 4.1 | November 18, 2016 | |
| 10.5.2 | Amendment to MetLife Non-Management Director Deferred Compensation Plan (as amended and restated, effective January 1, 2005, implemented November 2020).* | 10-K | 001-15787 | 10.6.2 | February 19, 2021 | |
| 10.6 | MetLife, Inc. Director Indemnity Plan (dated and effective July 22, 2008).* | 10-K | 001-15787 | 10.94 | February 27, 2014 | |
| 10.7.1 | Form of Agreement to Protect Corporate Property executed by Michel Khalaf, effective April 9, 2012.* | 10-K | 001-15787 | 10.15 | February 25, 2016 | |
| 10.7.2 | Form of Agreement to Protect Corporate Property executed by Ramy Tadros, effective September 11, 2017.* | 10-Q | 001-15787 | 10.1 | August 5, 2016 | |
| 10.8 | MetLife Executive Severance Plan (as amended and restated, effective June 14, 2010).* | 10-K | 001-15787 | 10.1 | February 27, 2015 | |
| 10.9 | MetLife Performance-Based Compensation Recoupment Policy (effective as amended and restated December 1, 2023).* | 10-K | 001-15787 | 10.10 | February 16, 2024 | |
| 10.10.1 | MetLife, Inc. 2015 Stock and Incentive Compensation Plan, effective January 1, 2015 (the “2015 SIC Plan”).* | S-8 | 333-198145 | 4.1 | August 14, 2014 | |
| 10.10.2 | MetLife, Inc. 2005 Stock and Incentive Compensation Plan, effective April 15, 2005 (the “2005 SIC Plan”).* | 10-K | 001-15787 | 10.24 | February 27, 2015 | |
| 10.11 | MetLife Annual Variable Incentive Plan (effective as amended and restated January 1, 2015).* | 8-K | 001-15787 | 10.11 | December 11, 2014 | |
| 10.12.1 | MetLife International Unit Option Incentive Plan (as amended and restated December 3, 2012).* | 8-K | 001-15787 | 10.11 | February 15, 2013 | |
| 10.12.2 | MetLife International Unit Option Incentive Plan, dated July 21, 2011 (as amended and restated effective February 23, 2011).* | 10-K | 001-15787 | 10.24 | March 1, 2017 | |
| Incorporated By Reference | |||||
|---|---|---|---|---|---|
| Exhibit No. · Description · Form · File Number · Exhibit · Filing Date · Filed or FurnishedHerewith | |||||
| 10.13.1 | Form of Stock Option Agreement (Ratable Exercisability in Thirds) under the 2015 SIC Plan, effective January 1, 2015.* | 8-K | 001-15787 | 10.7 | December 11, 2014 |
| 10.13.2 | Form of Stock Option Agreement (Three-Year “Cliff” Exercisability) under the 2015 SIC Plan, effective January 1, 2015.* | 8-K | 001-15787 | 10.8 | December 11, 2014 |
| 10.13.3 | Form of Stock Option Agreement (Ratable Exercisability in Thirds) under the 2015 SIC Plan, effective January 1, 2016.* | 10-K | 001-15787 | 10.101 | February 25, 2016 |
| 10.13.4 | Form of Stock Option Agreement (Three-Year “Cliff” Exercisability) under the 2015 SIC Plan, effective January 1, 2016.* | 10-K | 001-15787 | 10.102 | February 25, 2016 |
| 10.14.1 | Form of Unit Option Agreement under the MetLife International Unit Option Incentive Plan effective February 11, 2013.* | 8-K | 001-15787 | 10.12 | February 15, 2013 |
| 10.14.2 | Form of Unit Option Agreement (Three-Year “Cliff” Exercisability) under the MetLife International Unit Option Incentive Plan, effective February 11, 2013.* | 8-K | 001-15787 | 10.13 | February 15, 2013 |
| 10.14.3 | Form of Unit Option Agreement (Ratable Exercisability in Thirds) under the 2015 SIC Plan, effective January 1, 2015.* | 8-K | 001-15787 | 10.9 | December 11, 2014 |
| 10.14.4 | Form of Unit Option Agreement (Three-Year “Cliff” Exercisability) under the 2015 SIC Plan, effective January 1, 2015.* | 8-K | 001-15787 | 10.10 | December 11, 2014 |
| 10.14.5 | Form of Unit Option Agreement (Ratable Exercisability in Thirds) under the 2015 SIC Plan, effective January 1, 2016.* | 10-K | 001-15787 | 10.103 | February 25, 2016 |
| 10.14.6 | Form of Unit Option Agreement (Three-Year “Cliff” Exercisability) under the 2015 SIC Plan, effective January 1, 2016.* | 10-K | 001-15787 | 10.104 | February 25, 2016 |
| 10.14.7 | Form of Unit Option Agreement under the MetLife International Unit Option Incentive Plan effective February 23, 2011.* | 10-K | 001-15787 | 10.25 | March 1, 2017 |
| 10.15.1 | Form of Performance Unit Agreement under the 2015 SIC Plan, effective February 23, 2021.* | 10-K | 001-15787 | 10.19.5 | February 19, 2021 |
| 10.15.2 | Form of Performance Unit Agreement under the 2015 SIC Plan, effective February 28, 2023.* | 10-K | 001-15787 | 10.19.6 | February 23, 2023 |
| 10.16 | Award Agreement Supplement, effective February 23, 2021.* | 10-K | 001-15787 | 10.20.3 | February 19, 2021 |
| 10.17.1 | MetLife Auxiliary Pension Plan, dated August 7, 2006 (as amended and restated, effective June 30, 2006).* | 10-K | 001-15787 | 10.60 | March 1, 2017 |
| 10.17.2 | MetLife Auxiliary Pension Plan, dated December 21, 2006 (amending and restating Part I thereof, effective January 1, 2007).* | 10-K | 001-15787 | 10.61 | March 1, 2017 |
| 10.17.3 | MetLife Auxiliary Pension Plan, dated December 21, 2007 (amending and restating Part I thereof, effective January 1, 2008).* | 10-K | 001-15787 | 10.95 | February 27, 2013 |
| 10.17.4 | Amendment #1 to the MetLife Auxiliary Pension Plan (as amended and restated, effective January 1, 2008), dated October 24, 2008 (effective October 1, 2008).* | 10-K | 001-15787 | 10.98 | February 27, 2014 |
| 10.17.5 | Amendment Number Two to the MetLife Auxiliary Pension Plan (as amended and restated, effective January 1, 2008), dated December 12, 2008 (effective December 31, 2008).* | 10-K | 001-15787 | 10.99 | February 27, 2014 |
| 10.17.6 | Amendment Number Three to the MetLife Auxiliary Pension Plan (as amended and restated, effective January 1, 2008) dated March 25, 2009 (effective January 1, 2009).* | 10-K | 001-15787 | 10.71 | February 25, 2016 |
| 10.17.7 | Amendment Number Four to the MetLife Auxiliary Pension Plan (as amended and restated, effective January 1, 2008), dated December 16, 2009 (effective January 1, 2010).* | 10-K | 001-15787 | 10.102 | February 27, 2015 |
| Incorporated By Reference | ||||||
|---|---|---|---|---|---|---|
| Exhibit No. | Description | Form | File Number | Exhibit | Filing Date | Filed or FurnishedHerewith |
| 10.17.8 | Amendment Number Five to the MetLife Auxiliary Pension Plan (as amended and restated, effective January 1, 2008), dated December 21, 2010 (effective January 1, 2010).* | 10-K | 001-15787 | 10.73 | February 25, 2016 | |
| 10.17.9 | Amendment Number Six to the MetLife Auxiliary Pension Plan (as amended and restated, effective January 1, 2008), dated December 20, 2012 (effective January 1, 2012).* | 10-K | 001-15787 | 10.101 | February 27, 2013 | |
| 10.17.10 | Amendment Number Seven to the MetLife Auxiliary Pension Plan (as amended and restated, effective January 1, 2008), dated December 27, 2013 (effective December 10, 2013).* | 10-K | 001-15787 | 10.69 | March 1, 2017 | |
| 10.17.11 | Amendment Number 6 to the MetLife Auxiliary Pension Plan (as amended and restated, effective January 1, 2008), dated March 5, 2018 (effective March 15, 2018).* | 10-Q | 001-15787 | 10.9 | May 8, 2018 | |
| 10.17.12 | Amendment Number 8 to the MetLife Auxiliary Retirement Plan (as amended and restated, effective January 1, 2008, formerly referred to as the “MetLife Auxiliary Pension Plan” until March 15, 2018), dated September 4, 2018 (effective March 15, 2018).* | 10-Q | 001-15787 | 10.2 | November 8, 2018 | |
| 10.17.13 | Amendment Number Nine to the MetLife Auxiliary Retirement Plan (as amended and restated, effective January 1, 2008), dated September 26, 2018 (effective January 1, 2023).* | 10-Q | 001-15787 | 10.3 | November 8, 2018 | |
| 10.17.14 | Amendment Number Ten to the MetLife Auxiliary Retirement Plan (as amended and restated, effective January 1, 2008), dated November 6, 2019 (effective November 1, 2019).* | 10-K | 001-15787 | 10.21.14 | February 18, 2022 | |
| 10.17.15 | Amendment Number 11 to the MetLife Auxiliary Retirement Plan (as amended and restated, effective January 1, 2008), dated April 7, 2021 (effective April 7, 2021).* | 10-K | 001-15787 | 10.21.15 | February 18, 2022 | |
| 10.17.16 | Amendment Number 12 to the MetLife Auxiliary Retirement Plan (as amended and restated, effective January 1, 2008), dated November 20, 2023 (effective December 1, 2023).* | 10-K | 001-15787 | 10.21.16 | February 16, 2024 | |
| 10.17.17 | Amendment Number 13 to the MetLife Auxiliary Retirement Plan (as amended and restated, effective January 1, 2008), dated May 17, 2024 (effective April 1, 2024).* | X | ||||
| 10.18.1 | Alico Overseas Pension Plan, dated January 2009.* | 10-K | 001-15787 | 10.70 | March 1, 2017 | |
| 10.18.2 | Amendment Number One to the Alico Overseas Pension Plan (effective November 1, 2010), dated December 20, 2010.* | 10-K | 001-15787 | 10.71 | March 1, 2017 | |
| 10.18.3 | Amendment Number Two to the Alico Overseas Pension Plan (effective as of November 1, 2011), dated December 13, 2011.* | 10-K | 001-15787 | 10.72 | March 1, 2017 | |
| 10.18.4 | Amendment Number Three to the Alico Overseas Pension Plan, dated May 1, 2012 (effective January 1, 2012).* | 8-K | 001-15787 | 10.1 | May 4, 2012 | |
| 10.18.5 | Amendment Number Four to the Alico Overseas Pension Plan, dated June 19, 2017, effective July 1, 2017.* | 10-Q | 001-15787 | 10.6 | November 6, 2017 | |
| 10.19 | MetLife Deferred Compensation Plan For Globally Mobile Employees, effective July 31, 2014, for which Michel Khalaf became eligible July 1, 2017.* | 10-Q | 001-15787 | 10.4 | November 6, 2017 | |
| 10.20.1 | Metropolitan Life Auxiliary Savings and Investment Plan (Amended and Restated Effective January 1, 2008), dated December 20, 2007 (effective January 1, 2008).* | 10-K | 001-15787 | 10.72 | February 27, 2013 | |
| 10.20.2 | Amendment 1 to the Metropolitan Life Auxiliary Savings and Investment Plan (Amended and Restated, Effective January 1, 2008), dated December 9, 2008 (effective January 1, 2008).* | 10-K | 001-15787 | 10.74 | February 27, 2015 | |
| Incorporated By Reference | ||||||
|---|---|---|---|---|---|---|
| Exhibit No. | Description | Form | File Number | Exhibit | Filing Date | Filed or FurnishedHerewith |
| 10.20.3 | Amendment Number 2 to the Metropolitan Life Auxiliary Savings and Investment Plan (Amended and Restated Effective January 1, 2008), dated December 21, 2010 (effective January 1, 2010).* | 10-K | 001-15787 | 10.48 | February 25, 2016 | |
| 10.20.4 | Amendment Number 3 to the Metropolitan Life Auxiliary Savings and Investment Plan (Amended and Restated Effective January 1, 2008), dated December 19, 2012 (effective January 1, 2012 and January 1, 2013).* | 10-K | 001-15787 | 10.75 | February 27, 2013 | |
| 10.20.5 | Amendment Number 4 to the Metropolitan Life Auxiliary Savings and Investment Plan (Amended and Restated Effective January 1, 2008), dated December 17, 2013 (effective July 1, 2013 and January 1, 2014).* | 10-K | 001-15787 | 10.77 | February 27, 2014 | |
| 10.20.6 | Amendment Number 5 to the Metropolitan Life Auxiliary Savings and Investment Plan (Amended and Restated Effective January 1, 2008), dated March 5, 2018 (effective March 15, 2018).* | 10-Q | 001-15787 | 10.8 | May 8, 2018 | |
| 10.20.7 | Amendment Number 6 to the MetLife Auxiliary Match Plan (Amended and Restated Effective January 1, 2008, formerly referred to as the “Metropolitan Life Auxiliary Savings and Investment Plan” until March 15, 2018), dated December 23, 2020 (effective January 1, 2020).* | 10-K | 001-15787 | 10.24.7 | February 18, 2022 | |
| 10.20.8 | Amendment Number 7 to the MetLife Auxiliary Match Plan (Amended and Restated Effective January 1, 2008), dated April 7, 2021 (effective April 7, 2021).* | 10-K | 001-15787 | 10.24.8 | February 18, 2022 | |
| 10.20.9 | Amendment Number 8 to the MetLife Auxiliary Match Plan (Amended and Restated Effective January 1, 2008), dated November 20, 2023 (effective December 1, 2023).* | 10-K | 001-15787 | 10.24.9 | February 16, 2024 | |
| 10.20.10 | Amendment Number 9 to the MetLife Auxiliary Match Plan (Amended and Restated Effective January 1, 2008), dated May 17, 2024 (effective April 1, 2024).* | X | ||||
| 10.21.1 | MetLife Deferred Compensation Plan for Officers, as amended and restated, effective November 1, 2003.* | 10-K | 001-15787 | 10.78 | February 27, 2014 | |
| 10.21.2 | Amendment Number One to the MetLife Deferred Compensation Plan for Officers (as amended and restated as of November 1, 2003), dated May 4, 2005.* | 10-K | 001-15787 | 10.52 | February 25, 2016 | |
| 10.21.3 | Amendment Number Two to the MetLife Deferred Compensation Plan for Officers (as amended and restated as of November 1, 2003, effective December 14, 2005).* | 10-K | 001-15787 | 10.53 | February 25, 2016 | |
| 10.21.4 | Amendment Number Three to the MetLife Deferred Compensation Plan for Officers (as amended and restated as of November 1, 2003, effective February 26, 2007).* | 10-K | 001-15787 | 10.45 | March 1, 2017 | |
| 10.22.1 | MetLife Leadership Deferred Compensation Plan, dated November 2, 2006 (as amended and restated, effective with respect to salary and cash incentive compensation, January 1, 2005, and with respect to stock compensation, April 15, 2005).* | 10-K | 001-15787 | 10.46 | March 1, 2017 | |
| 10.22.2 | Amendment Number One to the MetLife Leadership Deferred Compensation Plan, dated December 13, 2007 (effective as of December 31, 2007).* | 10-K | 001-15787 | 10.81 | February 27, 2013 | |
| 10.22.3 | Amendment Number Two to the MetLife Leadership Deferred Compensation Plan, dated December 11, 2008 (effective December 31, 2008).* | 10-K | 001-15787 | 10.84 | February 27, 2014 | |
| 10.22.4 | Amendment Number Three to the MetLife Leadership Deferred Compensation Plan, dated December 11, 2009 (effective January 1, 2010).* | 10-K | 001-15787 | 10.85 | February 27, 2015 | |
| 10.22.5 | Amendment Number Four to the MetLife Leadership Deferred Compensation Plan, dated December 11, 2009 (effective December 31, 2009).* | 10-K | 001-15787 | 10.86 | February 27, 2015 | |
| 10.22.6 | Amendment Number Five to the MetLife Leadership Deferred Compensation Plan, dated December 16, 2010 (effective January 1, 2011).* | 10-K | 001-15787 | 10.60 | February 25, 2016 | |
| Incorporated By Reference | ||||||
|---|---|---|---|---|---|---|
| Exhibit No. | Description | Form | File Number | Exhibit | Filing Date | Filed or FurnishedHerewith |
| 10.22.7 | Amendment Number Six to the MetLife Leadership Deferred Compensation Plan, dated December 27, 2011 (effective January 1, 2011).* | 10-K | 001-15787 | 10.52 | March 1, 2017 | |
| 10.22.8 | Amendment Number Seven to the MetLife Leadership Deferred Compensation Plan, dated December 26, 2012 (effective January 1, 2013).* | 10-K | 001-15787 | 10.53 | March 1, 2017 | |
| 10.22.9 | Amendment Number Eight to the MetLife Leadership Deferred Compensation Plan, dated December 17, 2013 (effective January 1, 2014).* | 10-K | 001-15787 | 10.54 | March 1, 2017 | |
| 10.22.10 | Amendment Number Nine to the MetLife Leadership Deferred Compensation Plan, dated December 30, 2014 (effective January 1, 2015).* | 10-K | 001-15787 | 10.88 | February 27, 2015 | |
| 10.22.11 | Amendment Number Ten to the MetLife Leadership Deferred Compensation Plan, dated September 30, 2016 (effective October 1, 2016).* | 10-K | 001-15787 | 10.56 | March 1, 2017 | |
| 10.22.12 | Amendment Number Eleven to the MetLife Leadership Deferred Compensation Plan, dated September 30, 2016 (effective October 1, 2016).* | 10-K | 001-15787 | 10.57 | March 1, 2017 | |
| 10.22.13 | Amendment Number Twelve to the MetLife Leadership Deferred Compensation Plan, dated December 19, 2017 (effective January 1, 2017 and April 1, 2017).* | 10-K | 001-15787 | 10.29.13 | February 22, 2019 | |
| 10.22.14 | Amendment Number Thirteen to the MetLife Leadership Deferred Compensation Plan, dated December 4, 2018 (effective January 1, 2019).* | 10-K | 001-15787 | 10.29.14 | February 22, 2019 | |
| 10.22.15 | Amendment Number Fourteen to the MetLife Leadership Deferred Compensation Plan, dated April 7, 2021 (effective April 7, 2021).* | 10-K | 001-15787 | 10.26.15 | February 18, 2022 | |
| 10.22.16 | Amendment Number Fifteen to the MetLife Leadership Deferred Compensation Plan, dated May 17, 2024 (effective April 1, 2024).* | X | ||||
| 10.23 | MetLife Plan for Transition Assistance for Grades 14 and Above, dated November 22, 2023 (as amended and restated, effective November 1, 2023).* | 10-K | 001-15787 | 10.27.1 | February 16, 2024 | |
| 10.24.1 | Adjustment of certain compensation terms for Michel Khalaf, effective July 1, 2012.* | 10-Q | 001-15787 | 10.2 | November 7, 2012 | |
| 10.24.2 | Tax Equalization Agreement dated June 10, 2015 between MetLife, Inc. and Michel Khalaf.* | 10-Q | 001-15787 | 10.1 | August 6, 2015 | |
| 10.24.3 | Offer Letter, dated March 25, 2009, between American Life Insurance Company and Michel Khalaf.* | 10-K | 001-15787 | 10.2 | March 1, 2017 | |
| 10.24.4 | Letter of Understanding, dated June 15, 2017, effective July 1, 2017, with Michel Khalaf.* | 10-Q | 001-15787 | 10.3 | November 6, 2017 | |
| 10.24.5 | MetLife, Inc. and Metropolitan Life Insurance Company Compensation Committee and Board of Directors Resolutions of June 13, 2017 approving Michel Khalaf’s eligibility to participate in the MetLife Deferred Compensation Plan For Globally Mobile Employees.* | 10-Q | 001-15787 | 10.5 | November 6, 2017 | |
| 10.24.6 | Amendment Number 1 to Letter of Understanding, Dated February 26, 2019, Effective February 27, 2019, with Michel Khalaf.* | 8-K | 001-15787 | 10.1 | March 5, 2019 | |
| 10.24.7 | Confirmation of End of Employment and Waiver and Release of Claims, Effective March 4, 2019, with Michel Khalaf.* | 8-K | 001-15787 | 10.2 | March 5, 2019 | |
| 10.25 | Sign-on Payments Letter, dated June 14, 2017, effective September 11, 2017, between MetLife Group, Inc. and Ramy Tadros.* | 10-Q | 001-15787 | 10.2 | November 6, 2017 | |
| 10.26 | Letter Agreement entered May 4, 2018 between MetLife, Inc. and John McCallion.* | 8-K | 001-15787 | 10.1 | May 7, 2018 | |
| Incorporated By Reference | ||||||
|---|---|---|---|---|---|---|
| Exhibit No. | Description | Form | File Number | Exhibit | Filing Date | Filed or FurnishedHerewith |
| 10.27 | Sign-on Payments Letter, dated August 14, 2019, effective November 19, 2019, between MetLife Group, Inc. and Bill Pappas.* | 10-K | 001-15787 | 10.35 | February 21, 2020 | |
| 10.28 | Sign-on Payments Letter, dated May 16, 2024, effective August 1, 2024, between MetLife Group, Inc. and Shurawl M. Sibblies.* | 10-Q | 001-15787 | 10.1 | November 1, 2024 | |
| 10.29 | MetLife, Inc. 2025 Stock and Incentive Compensation Plan, effective January 1, 2025 (the “2025 SIC Plan”).* | 8-K | 001-15787 | 10.1 | June 24, 2024 | |
| 10.30 | Form of Performance Share Agreement under the 2025 SIC Plan, effective January 1, 2025.* | X | ||||
| 10.31 | Form of Performance Unit Agreement under the 2025 SIC Plan, effective January 1, 2025.* | X | ||||
| 10.32 | Form of Restricted Stock Unit Agreement (Ratable Period of Restriction Ends in Thirds) under the 2025 SIC Plan, effective January 1, 2025.* | X | ||||
| 10.33 | Form of Restricted Stock Unit Agreement (Ratable Period of Restriction Ends in Thirds) under the 2025 SIC Plan, effective January 1, 2025 (March Expiration).* | X | ||||
| 10.34 | Form of Restricted Stock Unit Agreement (Three-Year “Cliff” Period of Restriction) under the 2025 SIC Plan, effective January 1, 2025.* | X | ||||
| 10.35 | Form of Restricted Unit Agreement (Ratable Period of Restriction Ends in Thirds) under the 2025 SIC Plan, effective January 1, 2025.* | X | ||||
| 10.36 | Form of Restricted Unit Agreement (Ratable Period of Restriction Ends in Thirds) under the 2025 SIC Plan, effective January 1, 2025 (March Expiration).* | X | ||||
| 10.37 | Form of Restricted Unit Agreement (Three-Year “Cliff” Period of Restriction) under the 2025 SIC Plan, effective January 1, 2025.* | X | ||||
| 10.38 | Form of Stock Option Agreement (Ratable Exercisability in Thirds) under the 2025 SIC Plan, effective January 1, 2025.* | X | ||||
| 10.39 | Form of Stock Option Agreement (Three-Year “Cliff” Exercisability) under the 2025 SIC Plan, effective January 1, 2025.* | X | ||||
| 10.40 | Form of Unit Option Agreement (Three-Year “Cliff” Exercisability) under the 2025 SIC Plan, effective January 1, 2025.* | X | ||||
| 10.41 | Form of Unit Option Agreement (Ratable Exercisability in Thirds) under the 2025 SIC Plan, effective January 1, 2025.* | X | ||||
| 10.42 | Award Agreement Supplement under the 2025 SIC Plan, effective January 1, 2025.* | X | ||||
| 10.43 | Award Agreement Supplement under the 2025 SIC Plan (65), effective January 1, 2025.* | X | ||||
| 10.44 | MetLife Annual Variable Incentive Plan, effective January 1, 2025.* | 8-K | 001-15787 | 10.2 | June 24, 2024 | |
| 19.1 | MetLife Insider Trading Policy. | X | ||||
| 21.1 | Subsidiaries of the Registrant. | X | ||||
| 23.1 | Consent of Deloitte & Touche LLP. | X | ||||
| 31.1 | Certification of Chief Executive Officer pursuant to Section 302 of the Sarbanes-Oxley Act of 2002. | X | ||||
| 31.2 | Certification of Chief Financial Officer pursuant to Section 302 of the Sarbanes-Oxley Act of 2002. | X | ||||
| Incorporated By Reference | ||||||
|---|---|---|---|---|---|---|
| Exhibit No. | Description | Form | File Number | Exhibit | Filing Date | Filed or FurnishedHerewith |
| 32.1 · Certification of Chief Executive Officer pursuant to Section 906 of the Sarbanes-Oxley Act of 2002. · X | ||||||
| 32.2 · Certification of Chief Financial Officer pursuant to Section 906 of the Sarbanes-Oxley Act of 2002. · X | ||||||
| 97.1 | MetLife Policy for the Recoupment of Erroneously Awarded Compensation under the Dodd-Frank Wall Street Reform and Consumer Protection Act (effective December 1, 2023).* | 10-K | 001-15787 | 97.1 | February 16, 2024 | |
| 101.SCH | Inline XBRL Taxonomy Extension Schema Document. | X | ||||
| 101.CAL | Inline XBRL Taxonomy Extension Calculation Linkbase Document. | X | ||||
| 101.DEF | Inline XBRL Taxonomy Extension Definition Linkbase Document. | X | ||||
| 101.LAB | Inline XBRL Taxonomy Extension Label Linkbase Document. | X | ||||
| 101.PRE | Inline XBRL Taxonomy Extension Presentation Linkbase Document. | X | ||||
| 101.INS | XBRL Instance Document - the instance document does not appear in the Interactive Data file because its XBRL tags are embedded within the Inline XBRL document. | X | ||||
| 104 | Cover Page Interactive Data File (embedded within the Inline XBRL document and included in Exhibit 101). | X | ||||
- Indicates management contracts or compensatory plans or arrangements.
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.