ENCORE CAPITAL GROUP INC
For the period ended Sep 30, 2025. Filed Nov 5, 2025.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2025 · Filed Nov 5, 2025
ECPG$108.02-3.5%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Condensed Consolidated Statements of Equity
| Three Months Ended September 30, 2025 | ||||||
|---|---|---|---|---|---|---|
| Common Stock · Additional Paid-In Capital · Accumulated Earnings · Accumulated Other Comprehensive Loss · Total Equity | ||||||
| Shares | Par | |||||
| Balance as of June 30, 2025 | 23,095 | $231 | $— | $1,015,221 | $(119,481) | $895,971 |
| Net income | — | — | — | 74,660 | — | 74,660 |
| Other comprehensive loss, net of tax | — | — | — | — | (11,809) | (11,809) |
| Issuance of share-based awards, net of shares withheld for employee taxes | 2 | — | (135) | — | — | (135) |
| Repurchase and retirement of common stock | (243) | (2) | (4,206) | (5,906) | — | (10,114) |
| Stock-based compensation | — | — | 4,341 | — | — | 4,341 |
| Balance as of September 30, 2025 | 22,854 | $229 | $— | $1,083,975 | $(131,290) | $952,914 |
| Three Months Ended September 30, 2024 | ||||||
|---|---|---|---|---|---|---|
| Common Stock · Additional Paid-In Capital · Accumulated Earnings · Accumulated Other Comprehensive (Loss) Income · Total Equity | ||||||
| Shares | Par | |||||
| Balance as of June 30, 2024 | 23,691 | $237 | $13,257 | $1,104,591 | $(129,958) | $988,127 |
| Net income | — | — | — | 30,643 | — | 30,643 |
| Other comprehensive income, net of tax | — | — | — | — | 25,576 | 25,576 |
| Issuance of share-based awards, net of shares withheld for employee taxes | — | — | 22 | — | — | 22 |
| Stock-based compensation | — | — | 3,737 | — | — | 3,737 |
| Balance as of September 30, 2024 | 23,691 | $237 | $17,016 | $1,135,234 | $(104,382) | $1,048,105 |
| Nine Months Ended September 30, 2025 | ||||||
|---|---|---|---|---|---|---|
| Common Stock · Additional Paid-In Capital · Accumulated Earnings · Accumulated Other Comprehensive (Loss) Income · Total Equity | ||||||
| Shares | Par | |||||
| Balance as of December 31, 2024 | 23,691 | $237 | $19,297 | $909,927 | $(162,130) | $767,331 |
| Net income | — | — | — | 180,177 | — | 180,177 |
| Other comprehensive income, net of tax | — | — | — | — | 30,840 | 30,840 |
| Issuance of share-based awards, net of shares withheld for employee taxes | 114 | 1 | (3,154) | — | — | (3,153) |
| Repurchase and retirement of common stock | (951) | (9) | (29,191) | (6,129) | — | (35,329) |
| Stock-based compensation | — | — | 13,048 | — | — | 13,048 |
| Balance as of September 30, 2025 | 22,854 | $229 | $— | $1,083,975 | $(131,290) | $952,914 |
| Nine Months Ended September 30, 2024 | ||||||
|---|---|---|---|---|---|---|
| Common Stock · Additional Paid-In Capital · Accumulated Earnings · Accumulated Other Comprehensive (Loss) Income · Total Equity | ||||||
| Shares | Par | |||||
| Balance as of December 31, 2023 | 23,545 | $235 | $11,052 | $1,049,171 | $(123,920) | $936,538 |
| Net income | — | — | — | 86,063 | — | 86,063 |
| Other comprehensive income, net of tax | — | — | — | — | 19,538 | 19,538 |
| Issuance of share-based awards, net of shares withheld for employee taxes | 146 | 2 | (5,767) | — | — | (5,765) |
| Stock-based compensation | — | — | 11,731 | — | — | 11,731 |
| Balance as of September 30, 2024 | 23,691 | $237 | $17,016 | $1,135,234 | $(104,382) | $1,048,105 |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.