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ENCORE CAPITAL GROUP INC

For the period ended Dec 31, 2024. Filed Feb 26, 2025.

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About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2024 · Filed Feb 26, 2025

ECPG$111.98-1.9%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits
Contents

INDEX TO CONSOLIDATED FINANCIAL STATEMENTS

Page
Report of Independent Registered Public Accounting Firm (BDO USA, P.C.; San Diego, California; PCAOB ID #243)F-1
Consolidated Statements of Financial ConditionF-4
Consolidated Statements of OperationsF-5
Consolidated Statements of Comprehensive (Loss) IncomeF-6
Consolidated Statements of EquityF-7
Consolidated Statements of Cash FlowsF-8
Notes to Consolidated Financial StatementsF-9
Note 1: Ownership, Description of Business, and Summary of Significant Accounting PoliciesF-9
Note 2: Fair Value MeasurementsF-14
Note 3: Derivatives and Hedging InstrumentsF-16
Note 4: Investment in Receivable Portfolios, NetF-19
Note 5: Composition of Certain Financial Statement ItemsF-20
Note 6: BorrowingsF-21
Note 7: Variable Interest EntitiesF-25
Note 8: Common StockF-25
Note 9: Accumulated Other Comprehensive LossF-26
Note 10: Stock-Based CompensationF-26
Note 11: Income TaxesF-27
Note 12: LeasesF-31
Note 13: Commitments and ContingenciesF-32
Note 14: Segment and Geographic InformationF-33
Note 15: Goodwill and Identifiable Intangible AssetsF-35
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.