Skip to main content
Midas Edge

ENCORE CAPITAL GROUP INC

For the period ended Dec 31, 2023. Filed Feb 21, 2024.

View on SEC.gov

About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2023 · Filed Feb 21, 2024

ECPG$111.98-1.9%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits
Contents

Table of Contents

Page
PART I1
Item 1—Business1
Item 1A—Risk Factors12
Item 1B—Unresolved Staff Comments24
Item 1C—Cybersecurity24
Item 2—Properties25
Item 3—Legal Proceedings25
Item 4—Mine Safety Disclosures25
PART II26
Item 5—Market for the Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities26
Item 6—[Reserved]27
Item 7—Management’s Discussion and Analysis of Financial Condition and Results of Operations28
Item 7A—Quantitative and Qualitative Disclosures about Market Risk50
Item 8—Financial Statements and Supplementary Data51
Item 9—Changes in and Disagreements With Accountants on Accounting and Financial Disclosure51
Item 9A—Controls and Procedures51
Item 9B—Other Information53
Item 9C—Disclosure Regarding Foreign Jurisdictions that Prevent Inspection53
PART III54
Item 10—Directors, Executive Officers and Corporate Governance54
Item 11—Executive Compensation54
Item 12—Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters54
Item 13—Certain Relationships and Related Transactions, and Director Independence54
Item 14—Principal Accountant Fees and Services54
PART IV55
Item 15—Exhibits and Financial Statement Schedules55
SIGNATURES59
INDEX TO CONSOLIDATED FINANCIAL STATEMENTS60
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.