TEXAS CAPITAL BANCSHARES INC/TX

For the period ended Jun 30, 2026. Filed Jul 23, 2026.

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Jun 30, 2026 · Filed Jul 23, 2026

TCBI$101.03-2.0%Stored close · as of Nov 6, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Contents

Consolidated Statements of Income and Other Comprehensive Income

CONSOLIDATED STATEMENTS OF INCOME AND OTHER

COMPREHENSIVE INCOME - UNAUDITED

	Three Months Ended June 30,		Six Months Ended June 30,
(in thousands except per share data)	2026	2025	2026	2025
Interest income
Interest and fees on loans	$368,416	$364,358	$716,436	$698,508
Debt and equity securities	46,307	45,991	95,897	92,556
Interest bearing cash and cash equivalents	25,207	29,218	46,691	75,792
Total interest income	439,930	439,567	859,024	866,856
Interest expense
Deposits	167,027	174,798	320,931	349,734
Short-term borrowings	3,552	3,444	5,912	11,690
Long-term debt	8,974	7,930	17,085	16,003
Total interest expense	179,553	186,172	343,928	377,427
Net interest income	260,377	253,395	515,096	489,429
Provision for credit losses	18,000	15,000	34,000	32,000
Net interest income after provision for credit losses	242,377	238,395	481,096	457,429
Non-interest income
Service charges on deposit accounts	8,853	8,182	18,076	16,022
Wealth management and trust fee income	5,136	3,730	9,524	7,694
Brokered loan fees	2,103	2,398	4,109	4,347
Investment banking and advisory fees	31,522	24,109	63,538	40,587
Trading income	11,313	7,896	21,564	13,835
Available-for-sale debt securities gains/(losses)	—	(1,886)	—	(1,886)
Other	16,191	9,640	27,573	17,914
Total non-interest income	75,118	54,069	144,384	98,513
Non-interest expense
Salaries and benefits	123,339	120,154	262,686	251,795
Occupancy expense	12,359	12,144	24,764	22,988
Marketing	4,786	3,624	9,758	8,633
Legal and professional	14,700	11,069	26,680	26,058
Communications and technology	28,494	24,314	55,666	47,956
Federal Deposit Insurance Corporation insurance assessment	4,586	5,096	9,463	10,437
Other	17,229	13,875	30,044	25,429
Total non-interest expense	205,493	190,276	419,061	393,296
Income before income taxes	112,002	102,188	206,419	162,646
Income tax expense	27,054	24,860	47,683	38,271
Net income	84,948	77,328	158,736	124,375
Preferred stock dividends	4,312	4,312	8,625	8,625
Net income available to common stockholders	$80,636	$73,016	$150,111	$115,750
Other comprehensive income
Change in unrealized gain/(loss)	$(18,375)	$20,038	$(49,703)	$70,317
Amounts reclassified into net income	2,606	9,967	5,163	20,326
Other comprehensive income/(loss)	(15,769)	30,005	(44,540)	90,643
Income tax expense/(benefit)	(3,628)	6,774	(10,245)	20,467
Other comprehensive income/(loss), net of tax	(12,141)	23,231	(34,295)	70,176
Comprehensive income	$72,807	$100,559	$124,441	$194,551
Basic earnings per common share	$1.85	$1.59	$3.42	$2.52
Diluted earnings per common share	$1.83	$1.58	$3.39	$2.49

CONSOLIDATED STATEMENTS OF STOCKHOLDERS’ EQUITY - UNAUDITED

Preferred Stock · Common Stock · Additional · Treasury Stock · Accumulated Other
Paid-in · Retained · Comprehensive
(in thousands except share data)	Shares	Amount	Shares	Amount	Capital	Earnings	Shares	Amount	Income/(Loss)	Total
Balance at March 31, 2025	300,000	$300,000	51,707,542	$517	$1,060,028	$2,538,385	(5,682,609)	$(332,994)	$(136,162)	$3,429,774
Comprehensive income/(loss):
Net income	—	—	—	—	—	77,328	—	—	—	77,328
Change in other comprehensive income/(loss), net of taxes	—	—	—	—	—	—	—	—	23,231	23,231
Total comprehensive income							100,559
Preferred stock dividends	—	—	—	—	—	(4,312)	—	—	—	(4,312)
Stock-based compensation expense recognized in earnings	—	—	—	—	4,920	—	—	—	—	4,920
Issuance of stock related to stock-based awards	—	—	39,763	—	135	—	—	—	—	135
Repurchase of common stock	—	—	—	—	—	—	(317,860)	(21,006)	—	(21,006)
Balance at June 30, 2025	300,000	$300,000	51,747,305	$517	$1,065,083	$2,611,401	(6,000,469)	$(354,000)	$(112,931)	$3,510,070
Balance at March 31, 2026	300,000	$300,000	51,974,496	$520	$1,077,139	$2,878,120	(8,303,191)	$(562,833)	$(86,739)	$3,606,207
Comprehensive income/(loss):
Net income	—	—	—	—	—	84,948	—	—	—	84,948
Change in other comprehensive income/(loss), net of taxes	—	—	—	—	—	—	—	—	(12,141)	(12,141)
Total comprehensive income							72,807
Common stock dividends ($0.20 per share)	—	—	—	—	—	(8,707)	—	—	—	(8,707)
Preferred stock dividends	—	—	—	—	—	(4,312)	—	—	—	(4,312)
Stock-based compensation expense recognized in earnings	—	—	—	—	4,921	—	—	—	—	4,921
Issuance of stock related to stock-based awards	—	—	38,210	—	359	—	—	—	—	359
Repurchase of common stock	—	—	—	—	—	—	(239,348)	(23,568)	—	(23,568)
Balance at June 30, 2026	300,000	$300,000	52,012,706	$520	$1,082,419	$2,950,049	(8,542,539)	$(586,401)	$(98,880)	$3,647,707

CONSOLIDATED STATEMENTS OF STOCKHOLDERS’ EQUITY - UNAUDITED

Preferred Stock · Common Stock · Additional · Treasury Stock · Accumulated Other
Paid-in · Retained · Comprehensive
(in thousands except share data)	Shares	Amount	Shares	Amount	Capital	Earnings	Shares	Amount	Income/(Loss)	Total
Balance at December 31, 2024 (audited)	300,000	$300,000	51,520,315	$515	$1,056,719	$2,495,651	(5,286,503)	$(301,842)	$(183,107)	$3,367,936
Comprehensive income/(loss):
Net income	—	—	—	—	—	124,375	—	—	—	124,375
Change in other comprehensive income/(loss), net of taxes	—	—	—	—	—	—	—	—	70,176	70,176
Total comprehensive income							194,551
Preferred stock dividends	—	—	—	—	—	(8,625)	—	—	—	(8,625)
Stock-based compensation expense recognized in earnings	—	—	—	—	15,279	—	—	—	—	15,279
Issuance of stock related to stock-based awards	—	—	226,990	2	(6,915)	—	—	—	—	(6,913)
Repurchase of common stock	—	—	—	—	—	—	(713,966)	(52,158)	—	(52,158)
Balance at June 30, 2025	300,000	$300,000	51,747,305	$517	$1,065,083	$2,611,401	(6,000,469)	$(354,000)	$(112,931)	$3,510,070
Balance at December 31, 2025 (audited)	300,000	$300,000	51,786,456	$518	$1,074,496	$2,808,645	(7,532,768)	$(487,692)	$(64,585)	$3,631,382
Comprehensive income/(loss):
Net income	—	—	—	—	—	158,736	—	—	—	158,736
Change in other comprehensive income/(loss), net of taxes	—	—	—	—	—	—	—	—	(34,295)	(34,295)
Total comprehensive income							124,441
Common stock dividends ($0.20 per share)	—	—	—	—	—	(8,707)	—	—	—	(8,707)
Preferred stock dividends	—	—	—	—	—	(8,625)	—	—	—	(8,625)
Stock-based compensation expense recognized in earnings	—	—	—	—	17,126	—	—	—	—	17,126
Issuance of stock related to stock-based awards	—	—	226,250	2	(9,203)	—	—	—	—	(9,201)
Repurchase of common stock	—	—	—	—	—	—	(1,009,771)	(98,709)	—	(98,709)
Balance at June 30, 2026	300,000	$300,000	52,012,706	$520	$1,082,419	$2,950,049	(8,542,539)	$(586,401)	$(98,880)	$3,647,707

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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.