CF BANKSHARES INC

tem 2. Properties.

We conducted our business through seven branch offices located in Franklin, Cuyahoga, Delaware, Hamilton and Summit counties in Ohio and one branch office located in Marion County, Indiana as of December 31, 2023. The net book value of the Company’s properties totaled $2.2 million at December 31, 2023. CFBank also leases its branch offices in Columbus, Ohio, Cleveland, Ohio, Woodmere, Ohio, Fairlawn, Ohio, Blue Ash, Ohio, Cincinnati, Ohio and its loan production office in Columbus. See Note 8 in the accompanying Notes to Consolidated Financial Statements for further discussion. In March 2023, the administrative office and Worthington branch moved to a new location in Columbus.

Locations

Administrative Office (leased facility):

4960 East Dublin Granville Road, Suite 400

Columbus, Ohio 43081

Branch Offices:

New Albany Branch (leased facility)

4960 East Dublin Granville Road, Suite 400

Columbus, Ohio 43081

Polaris Branch (leased facility)

1942 Polaris Parkway

Columbus, Ohio 43240

Eton Branch (leased facility)

28879 Chagrin Blvd.

Woodmere, Ohio 44122

Ohio City Branch (leased facility)

2715 Detroit Ave.

Cleveland, Ohio 44113

Fairlawn Branch (leased facility)

3009 Smith Road, Suite 100

Fairlawn, Ohio 44333

Blue Ash Branch (leased facility)

10300 Alliance Rd. #150

Cincinnati, Ohio 45242

Red Bank Branch (leased facility)

4770 Red Bank Expressway

Cincinnati, Ohio 45227

Indianapolis Branch (owned facility)

4729 East 82 nd Street

Indianapolis, Indiana 46250

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