EAST WEST BANCORP INC
For the period ended Sep 30, 2026. Filed Nov 6, 2026.
View on SEC.govAbout this filing
A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2026 · Filed Nov 6, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
Regulatory Capital and Ratios
Federal banking regulations require banking organizations to maintain capital levels that are commensurate with the degree of risk inherent in their business activities. The Company and the Bank are subject to the Basel III Capital Rules. Additional information regarding applicable regulatory capital requirements is provided in Item 1. Business — Supervision and Regulation — Regulatory Capital Requirementsin the Company’s 2025 Form 10-K.
The following table presents the capital ratios of the Company and the Bank as of September 30, 2026 and December 31, 2025, as well as the minimum regulatory capital requirements and well-capitalized standards applicable under the Basel III Capital Rules, and those required by regulatory agencies for capital adequacy and well-capitalized classification purposes:
| Basel III Capital Rules | |||||||
|---|---|---|---|---|---|---|---|
| September 30, 2026 · December 31, 2025 | |||||||
| Company | Bank | Company | Bank | Minimum Regulatory Requirements | Minimum Regulatory Requirements including Capital Conservation Buffer | Well-Capitalized Requirements | |
| Risk-based capital ratios: | |||||||
| Common Equity Tier 1 (“CET1”) (1) | 15.4% | 13.7% | 15.1% | 13.9% | 4.5% | 7.0% | 6.5% |
| Tier 1 capital (2) | 15.4% | 13.7% | 15.1% | 13.9% | 6.0% | 8.5% | 8.0% |
| Total capital | 16.7% | 14.9% | 16.4% | 15.1% | 8.0% | 10.5% | 10.0% |
| Tier 1 leverage (1) | 11.1% | 9.9% | 10.9% | 10.0% | 4.0% | 4.0% | 5.0% |
(1)The well-capitalized CET1 capital ratio and Tier 1 leverage requirements apply only to the Bank. Bank holding companies are not subject to well-capitalized requirements for these ratios.
(2)Well-capitalized Tier 1 risk-based capital ratio requirements for the Company and the Bank are 6.0% and 8.0%, respectively.
The Company is committed to maintaining strong capital levels to assure its investors, customers and regulators that the Company and the Bank are financially sound. As of both September 30, 2026 and December 31, 2025, the Company and the Bank continued to exceed all “well-capitalized” capital requirements and the minimum capital requirements under the Basel III Capital Rules. Total risk-weighted assets increased $3.5 billion or 6% to $61.3 billion as of September 30, 2026 from $57.8 billion as of December 31, 2025, primarily due to loan growth.
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.