EAST WEST BANCORP INC
For the period ended Jun 30, 2026. Filed Aug 7, 2026.
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Jun 30, 2026 · Filed Aug 7, 2026
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Regulatory Capital and Ratios
The federal banking agencies have risk-based capital adequacy requirements intended to ensure that banking organizations maintain capital that is commensurate with the degree of risk associated with their operations. The Company and the Bank are each subject to these regulatory capital adequacy requirements. See Item 1. Business — Supervision and Regulation — Regulatory Capital Requirementsin the Company’s 2025 Form 10-K for additional details.
The following table presents the Company’s and the Bank’s capital ratios as of June 30, 2026 and December 31, 2025 under the Basel III Capital Rules, and those required by regulatory agencies for capital adequacy and well-capitalized classification purposes:
| Basel III Capital Rules | |||||||
|---|---|---|---|---|---|---|---|
| June 30, 2026 · December 31, 2025 | |||||||
| Company | Bank | Company | Bank | Minimum Regulatory Requirements | Minimum Regulatory Requirements including Capital Conservation Buffer | Well-Capitalized Requirements | |
| Risk-based capital ratios: | |||||||
| Common Equity Tier 1 (“CET1”) capital (1) | 15.4% | 13.9% | 15.1% | 13.9% | 4.5% | 7.0% | 6.5% |
| Tier 1 capital (2) | 15.4% | 13.9% | 15.1% | 13.9% | 6.0% | 8.5% | 8.0% |
| Total capital | 16.8% | 15.2% | 16.4% | 15.1% | 8.0% | 10.5% | 10.0% |
| Tier 1 leverage (1) | 11.0% | 9.9% | 10.9% | 10.0% | 4.0% | 4.0% | 5.0% |
(1)CET1 capital and Tier 1 leverage well-capitalized requirements apply to the Bank only. There are no well-capitalized requirements on CET1 capital ratio or Tier 1 leverage ratio for bank holding companies.
(2)Well-capitalized Tier 1 capital ratio requirements for the Company and the Bank are 6.0% and 8.0%, respectively.
The Company is committed to maintaining strong capital levels to assure its investors, customers and regulators that the Company and the Bank are financially sound. As of both June 30, 2026 and December 31, 2025, the Company and the Bank continued to exceed all “well-capitalized” capital requirements and the minimum capital requirements under the Basel III Capital Rules. Total risk-weighted assets increased $1.4 billion from December 31, 2025 to $59.2 billion as of June 30, 2026, primarily due to loan growth.
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