EAST WEST BANCORP INC
For the period ended Dec 31, 2025. Filed Feb 27, 2026.
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FY2025 · Filed Feb 27, 2026
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Noninterest Income
The following table presents the components of noninterest income for the periods indicated:
| Year Ended December 31, | |||||
|---|---|---|---|---|---|
| ($ in thousands) · 2025 · 2024 · % Change from 2024 · 2023 | |||||
| Commercial and consumer deposit-related fees | $111,844 | $103,880 | 8% | $93,811 | |
| Lending and loan servicing fees | 107,988 | 98,455 | 10% | 83,876 | |
| Foreign exchange income | 58,905 | 54,605 | 8% | 48,276 | |
| Wealth management fees | 50,000 | 38,627 | 29% | 26,994 | |
| Customer derivative income, net of mark-to-market adjustments: | |||||
| Customer derivative income | 19,053 | 14,923 | 28% | 23,216 | |
| Derivative mark-to-market and credit valuation adjustments | (2,197) | 1,478 | NM | (3,016) | |
| Total customer derivative income, net of mark-to-market adjustments | 16,856 | 16,401 | 3% | 20,200 | |
| Net gains (losses) on AFS debt securities | 963 | 2,069 | (53)% | (6,862) | |
| Other investment income | 10,868 | 5,611 | 94% | 9,348 | |
| Other income | 21,803 | 15,570 | 40% | 17,469 | |
| Total noninterest income | $379,227 | $335,218 | 13% | $293,112 | |
| Noninterest income as a percentage of total revenue | 13% | 13% | 11% | ||
Noninterest income comprised 13% of total revenue in both 2025 and 2024. Noninterest income for 2025 was $379 million, a $44 million or 13% increase compared with 2024. The increase was primarily due to higher wealth management fees, lending and loan servicing fees, commercial and consumer deposit-related fees, other income, other investment income, and foreign exchange income.
Commercial and consumer deposit-related fees were $112 million in 2025, an increase of $8 million or 8%, compared with 2024. This year-over-year increase was primarily due to analysis service fees, which reflected higher commercial customer activity and fee increases.
Lending and loan servicing fees were $108 million in 2025, an increase of $10 million or 10%, compared with 2024. The year-over-year increase was primarily due to higher trade finance and credit enhancement fees driven by increased customer activity.
Foreign exchange income was $59 million, an increase of $4 million or 8%, compared with 2024. The year-over-year increase was primarily due to increased customer activity and the favorable valuation of certain foreign currency denominated balance sheet items, partially offset by losses on foreign exchange trades.
Wealth management fees were $50 million in 2025, an increase of $11 million or 29%, compared with 2024. The year-over-year increase primarily reflected higher customer demand for wealth management products such as fixed-rate corporate bonds and fixed annuities.
Other investment income was $11 million in 2025, an increase of $5 million or 94% compared with 2024. The year-over-year increase primarily reflected $5 million of recoveries, $3 million of which were related to the Company’s previous investment in DC Solar recorded in other investment income, $1 million of fair value gains from the derivative liability-classified equity contract related to the 2023 Rayliant investment, and higher distributions from affordable housing partnership investments.
Other income was $22 million in 2025, an increase of $6 million or 40% compared with 2024. The year-over-year increase primarily reflected $4 million increased income from bank-owned life insurance and a structuring fee received from an energy tax credit investment.
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