EAST WEST BANCORP INC
For the period ended Dec 31, 2025. Filed Feb 27, 2026.
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FY2025 · Filed Feb 27, 2026
EWBC$130.74-0.2%Stored close · as of Nov 10, 2026
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Item 8. Consolidated Statement of Cash Flows
CONSOLIDATED STATEMENT OF CASH FLOWS
| Year Ended December 31, | |||
|---|---|---|---|
| 2025 | 2024 | 2023 | |
| CASH FLOWS FROM OPERATING ACTIVITIES | |||
| Net income | $1,325,188 | $1,165,586 | $1,161,161 |
| Adjustments to reconcile net income to net cash provided by operating activities: | |||
| Provision for credit losses | 160,000 | 174,000 | 125,000 |
| Depreciation, amortization and accretion, net | 213,164 | 212,338 | 174,183 |
| Stock compensation costs | 76,189 | 45,535 | 39,867 |
| Deferred income tax benefit | (7,775) | (14,283) | (49,139) |
| Net (gains) losses on AFS debt securities | (963) | (2,069) | 6,862 |
| Net losses (gains) on other real estate owned (“OREO”) write-downs and sales | 10,275 | 7,275 | (3,451) |
| Loans held-for-sale: | |||
| Originations and purchases | (4,105) | (2,881) | (116) |
| Proceeds from sales and paydowns/payoffs of loans originally classified as held-for-sale | 4,102 | 3,020 | — |
| Net change in accrued interest receivable and other assets | (97,306) | 63,743 | (146,270) |
| Net change in accrued expenses and other liabilities | (167,970) | (242,443) | 105,304 |
| Other operating activities, net | (9,099) | 1,846 | 11,508 |
| Total adjustments | 176,512 | 246,081 | 263,748 |
| Net cash provided by operating activities | 1,501,700 | 1,411,667 | 1,424,909 |
| CASH FLOWS FROM INVESTING ACTIVITIES | |||
| Net (increase) decrease in: | |||
| Affordable housing partnership, tax credit and CRA investments | (351,786) | (378,305) | (228,550) |
| Interest-bearing deposits with banks | 33,115 | (38,352) | 128,523 |
| Assets purchased under resale agreements: | |||
| Proceeds from paydowns and maturities | — | 360,000 | 219,917 |
| Purchases | — | — | (212,725) |
| AFS debt securities: | |||
| Proceeds from sales | 952,413 | 1,428,829 | 3,138 |
| Proceeds from repayments, maturities and redemptions | 3,851,138 | 1,547,058 | 1,470,819 |
| Purchases | (6,939,256) | (7,599,454) | (1,549,846) |
| Loans held-for-investment: | |||
| Proceeds from sales of loans originally classified as held-for-investment | 310,408 | 715,088 | 711,862 |
| Purchases | (963,327) | (1,000,637) | (600,930) |
| Other changes in loans held-for-investment, net | (2,486,715) | (1,341,549) | (4,166,572) |
| Proceeds from sales of OREO and other foreclosed assets | 36,122 | 33,055 | 3,721 |
| Proceeds from repayments and redemptions of HTM debt securities | 62,832 | 54,249 | 61,744 |
| Redemption (purchases) of FHLB stock, net | 14,024 | (84,079) | — |
| Other investing activities, net | 4,527 | 8,894 | (88,262) |
| Net cash used in investing activities | (5,476,505) | (6,295,203) | (4,247,161) |
CONSOLIDATED STATEMENT OF CASH FLOWS
(Continued)
| Year Ended December 31, | |||
|---|---|---|---|
| 2025 | 2024 | 2023 | |
| CASH FLOWS FROM FINANCING ACTIVITIES | |||
| Net change in deposits | 3,863,717 | 7,108,377 | 144,468 |
| Net change in short-term borrowings | 2 | (4,500,000) | 4,500,000 |
| FHLB advances: | |||
| Proceeds | 2,500,000 | 4,000,400 | 6,000,000 |
| Repayments | (3,000,000) | (500,400) | (6,000,000) |
| Repurchase agreements: | |||
| Repayment | — | — | (300,000) |
| Extinguishment cost | — | — | (3,872) |
| Repayment of lease liabilities and junior subordinated debt | (836) | (117,437) | (871) |
| Common stock: | |||
| Proceeds from issuance pursuant to various stock compensation plans and agreements | 3,212 | 3,023 | 3,208 |
| Stock tendered for payment of withholding taxes | (19,239) | (14,877) | (23,751) |
| Repurchase of common stock pursuant to the stock repurchase program | (115,590) | (143,082) | (82,174) |
| Cash dividends paid | (334,041) | (308,478) | (274,554) |
| Net cash provided by financing activities | 2,897,225 | 5,527,526 | 3,962,454 |
| Effect of exchange rate changes on cash and cash equivalents | 14,977 | (8,232) | (7,002) |
| NET (DECREASE) INCREASE IN CASH AND CASH EQUIVALENTS | (1,062,603) | 635,758 | 1,133,200 |
| CASH AND CASH EQUIVALENTS, BEGINNING OF YEAR | 5,250,742 | 4,614,984 | 3,481,784 |
| CASH AND CASH EQUIVALENTS, END OF YEAR | $4,188,139 | $5,250,742 | $4,614,984 |
| SUPPLEMENTAL CASH FLOW INFORMATION: | |||
| Cash paid during the year for: | |||
| Interest | $1,742,199 | $2,057,967 | $1,213,319 |
| Income taxes, net | $278,182 | $246,945 | $291,685 |
| Noncash investing and financing activities: | |||
| Loans transferred from held-for-investment to held-for-sale | $331,227 | $659,322 | $739,379 |
| Loans transferred to OREO or other foreclosed assets | $33,513 | $67,379 | $11,141 |
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