EAST WEST BANCORP INC
For the period ended Dec 31, 2025. Filed Feb 27, 2026.
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FY2025 · Filed Feb 27, 2026
EWBC$130.97+1.7%Stored close · as of Nov 9, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Consolidated Statement of Income
($ and shares in thousands, except per share data)
| Year Ended December 31, | |||
|---|---|---|---|
| 2025 | 2024 | 2023 | |
| INTEREST AND DIVIDEND INCOME | |||
| Loans receivable, including fees | $3,494,661 | $3,490,979 | $3,172,746 |
| Debt securities | 621,937 | 449,065 | 276,190 |
| Resale agreements | 6,475 | 11,254 | 20,164 |
| Restricted equity securities | 11,242 | 10,104 | 4,062 |
| Interest-bearing cash and deposits with banks | 159,081 | 231,794 | 220,643 |
| Total interest and dividend income | 4,293,396 | 4,193,196 | 3,693,805 |
| INTEREST EXPENSE | |||
| Deposits | 1,594,529 | 1,720,174 | 1,205,550 |
| Federal funds purchased and other short-term borrowings | 22 | 42,163 | 157,002 |
| FHLB advances | 141,472 | 147,269 | 6,430 |
| Securities sold under repurchase agreements (“repurchase agreements”) | 2,082 | 197 | 1,497 |
| Long-term debt and finance lease liabilities | 2,662 | 4,677 | 11,072 |
| Total interest expense | 1,740,767 | 1,914,480 | 1,381,551 |
| Net interest income before provision for credit losses | 2,552,629 | 2,278,716 | 2,312,254 |
| Provision for credit losses | 160,000 | 174,000 | 125,000 |
| Net interest income after provision for credit losses | 2,392,629 | 2,104,716 | 2,187,254 |
| NONINTEREST INCOME | |||
| Commercial and consumer deposit-related fees | 111,844 | 103,880 | 93,811 |
| Lending and loan servicing fees | 107,988 | 98,455 | 83,876 |
| Foreign exchange income | 58,905 | 54,605 | 48,276 |
| Wealth management fees | 50,000 | 38,627 | 26,994 |
| Customer derivative income, net of mark-to-market adjustments | 16,856 | 16,401 | 20,200 |
| Net gains (losses) on AFS debt securities | 963 | 2,069 | (6,862) |
| Other investment income | 10,868 | 5,611 | 9,348 |
| Other income | 21,803 | 15,570 | 17,469 |
| Total noninterest income | 379,227 | 335,218 | 293,112 |
| NONINTEREST EXPENSE | |||
| Compensation and employee benefits | 618,753 | 550,734 | 508,538 |
| Occupancy and equipment expense | 66,129 | 64,399 | 64,528 |
| Deposit account expense | 35,218 | 47,390 | 43,143 |
| Computer and software related expenses | 54,737 | 47,271 | 44,475 |
| Deposit insurance premiums and regulatory assessments | 31,725 | 45,736 | 103,308 |
| Other operating expense | 165,039 | 148,301 | 136,305 |
| Amortization of tax credit and CRA investments | 74,795 | 54,242 | 120,299 |
| Total noninterest expense | 1,046,396 | 958,073 | 1,020,596 |
| INCOME BEFORE INCOME TAXES | 1,725,460 | 1,481,861 | 1,459,770 |
| Income tax expense | 400,272 | 316,275 | 298,609 |
| NET INCOME | $1,325,188 | $1,165,586 | $1,161,161 |
| EARNINGS PER SHARE (“EPS”) | |||
| BASIC | $9.58 | $8.39 | $8.23 |
| DILUTED | $9.52 | $8.33 | $8.18 |
| WEIGHTED-AVERAGE NUMBER OF SHARES OUTSTANDING | |||
| BASIC | 138,342 | 138,898 | 141,164 |
| DILUTED | 139,130 | 139,958 | 141,902 |
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