EAST WEST BANCORP INC
For the period ended Sep 30, 2025. Filed Nov 7, 2025.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2025 · Filed Nov 7, 2025
EWBC$130.74-0.2%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Consolidated Statement of Income (Unaudited)
CONSOLIDATED STATEMENT OF INCOME
($ and shares in thousands, except per share data)
| Three Months Ended September 30, | Nine Months Ended September 30, | |||
|---|---|---|---|---|
| 2025 | 2024 | 2025 | 2024 | |
| INTEREST AND DIVIDEND INCOME | ||||
| Loans receivable, including fees | $919,518 | $887,353 | $2,625,625 | $2,622,183 |
| Debt securities | 158,562 | 123,983 | 460,134 | 311,107 |
| Resale agreements | 1,616 | 1,663 | 4,850 | 9,663 |
| Restricted equity securities | 2,866 | 2,840 | 8,682 | 7,129 |
| Interest-bearing cash and deposits with banks | 47,170 | 60,060 | 121,242 | 183,848 |
| Total interest and dividend income | 1,129,732 | 1,075,899 | 3,220,533 | 3,133,930 |
| INTEREST EXPENSE | ||||
| Deposits | 414,637 | 454,071 | 1,207,206 | 1,291,752 |
| Federal funds purchased and other short-term borrowings | 3 | 16 | 10 | 42,154 |
| FHLB advances | 36,740 | 48,261 | 114,919 | 104,840 |
| Repurchase agreements | 148 | 49 | 1,577 | 142 |
| Long-term debt and finance lease liabilities | 674 | 780 | 2,016 | 3,952 |
| Total interest expense | 452,202 | 503,177 | 1,325,728 | 1,442,840 |
| Net interest income before provision for credit losses | 677,530 | 572,722 | 1,894,805 | 1,691,090 |
| Provision for credit losses | 36,000 | 42,000 | 130,000 | 104,000 |
| Net interest income after provision for credit losses | 641,530 | 530,722 | 1,764,805 | 1,587,090 |
| NONINTEREST INCOME | ||||
| Commercial and consumer deposit-related fees | 28,409 | 26,815 | 82,349 | 77,412 |
| Lending and loan servicing fees | 27,605 | 26,453 | 79,421 | 73,718 |
| Foreign exchange income | 14,491 | 13,569 | 44,043 | 37,962 |
| Wealth management fees | 14,562 | 10,683 | 38,966 | 28,798 |
| Customer derivative income (loss), net of mark-to-market adjustments | 6,124 | (706) | 12,394 | 8,808 |
| Net gains on AFS debt securities | 57 | 145 | 934 | 1,979 |
| Other investment income | 705 | 2,800 | 3,645 | 6,201 |
| Other income | 8,564 | 4,636 | 17,045 | 12,175 |
| Total noninterest income | 100,517 | 84,395 | 278,797 | 247,053 |
| NONINTEREST EXPENSE | ||||
| Compensation and employee benefits | 175,585 | 135,464 | 466,861 | 410,864 |
| Occupancy and equipment expense | 16,970 | 17,001 | 48,948 | 48,016 |
| Deposit account expense | 8,851 | 12,229 | 27,241 | 36,467 |
| Computer and software related expenses | 12,949 | 11,436 | 39,709 | 34,172 |
| Deposit insurance premiums and regulatory assessments | 8,644 | 9,178 | 28,162 | 39,535 |
| Other operating expense | 38,231 | 34,892 | 116,499 | 104,193 |
| Amortization of tax credit and CRA investments | 15,693 | 5,600 | 57,671 | 34,859 |
| Total noninterest expense | 276,923 | 225,800 | 785,091 | 708,106 |
| INCOME BEFORE INCOME TAXES | 465,124 | 389,317 | 1,258,511 | 1,126,037 |
| Income tax expense | 96,730 | 90,151 | 289,594 | 253,566 |
| NET INCOME | $368,394 | $299,166 | $968,917 | $872,471 |
| EARNINGS PER SHARE (“EPS”) | ||||
| BASIC | $2.68 | $2.16 | $7.03 | $6.28 |
| DILUTED | $2.65 | $2.14 | $6.97 | $6.23 |
| WEIGHTED-AVERAGE NUMBER OF SHARES OUTSTANDING | ||||
| BASIC | 137,676 | 138,606 | 137,897 | 138,997 |
| DILUTED | 138,942 | 139,648 | 139,090 | 139,939 |
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