EAST WEST BANCORP INC

For the period ended Jun 30, 2025. Filed Aug 7, 2025.

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Jun 30, 2025 · Filed Aug 7, 2025

EWBC$130.74-0.2%Stored close · as of Nov 10, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits

Contents

Consolidated Statement of Income (Unaudited)

CONSOLIDATED STATEMENT OF INCOME

($ and shares in thousands, except per share data)

	Three Months Ended June 30,		Six Months Ended June 30,
	2025	2024	2025	2024
INTEREST AND DIVIDEND INCOME
Loans receivable, including fees	$865,695	$868,441	$1,706,107	$1,734,830
Debt securities	153,788	111,732	301,572	187,124
Resale agreements	1,624	1,885	3,234	8,000
Restricted equity securities	2,957	2,950	5,816	4,289
Interest-bearing cash and deposits with banks	34,935	49,406	74,072	123,788
Total interest and dividend income	1,058,999	1,034,414	2,090,801	2,058,031
INTEREST EXPENSE
Deposits	400,588	431,482	792,569	837,681
Federal funds purchased and other short-term borrowings	1	32	7	42,138
FHLB advances	39,313	48,840	78,179	56,579
Securities sold under repurchase agreements (“Repurchase agreements”)	1,352	58	1,429	93
Long-term debt and finance lease liabilities	671	773	1,342	3,172
Total interest expense	441,925	481,185	873,526	939,663
Net interest income before provision for credit losses	617,074	553,229	1,217,275	1,118,368
Provision for credit losses	45,000	37,000	94,000	62,000
Net interest income after provision for credit losses	572,074	516,229	1,123,275	1,056,368
NONINTEREST INCOME
Commercial and consumer deposit-related fees	26,865	25,649	53,940	50,597
Lending and loan servicing fees	25,586	24,340	51,816	47,265
Foreign exchange income	13,715	12,924	29,552	24,393
Wealth management fees	10,725	9,478	24,404	18,115
Customer derivative income	2,201	5,764	6,270	9,514
Net gains on AFS debt securities	746	1,785	877	1,834
Other investment income	678	586	2,940	3,401
Other income	5,662	3,645	8,481	7,539
Total noninterest income	86,178	84,171	178,280	162,658
NONINTEREST EXPENSE
Compensation and employee benefits	144,841	133,588	291,276	275,400
Occupancy and equipment expense	16,289	15,299	31,978	31,015
Deposit account expense	9,348	12,050	18,390	24,238
Computer and software related expenses	13,446	11,392	26,760	22,736
Deposit insurance premiums and regulatory assessments	9,133	10,708	19,518	30,357
Other operating expense	36,727	36,843	78,268	69,301
Amortization of tax credit and CRA investments	26,236	16,052	41,978	29,259
Total noninterest expense	256,020	235,932	508,168	482,306
INCOME BEFORE INCOME TAXES	402,232	364,468	793,387	736,720
Income tax expense	91,979	76,238	192,864	163,415
NET INCOME	$310,253	$288,230	$600,523	$573,305
EARNINGS PER SHARE (“EPS”)
BASIC	$2.25	$2.07	$4.35	$4.12
DILUTED	$2.24	$2.06	$4.32	$4.09
WEIGHTED-AVERAGE NUMBER OF SHARES OUTSTANDING
BASIC	137,818	138,980	138,009	139,195
DILUTED	138,789	139,801	139,058	140,047

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.