MFA FINANCIAL, INC.
For the period ended Dec 31, 2025. Filed Feb 20, 2026.
View on SEC.govAbout this filing
A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.
FY2025 · Filed Feb 20, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
Schedule IV - Mortgage Loans on Real Estate
| Asset Type · Number · Interest Rate · Maturity Date Range · Balance Sheet Reported Amount · Principal Amount of Loans Subject to Delinquent Principal or Interest | ||||||
|---|---|---|---|---|---|---|
| (Dollars in Thousands) | ||||||
| Residential Whole Loans | ||||||
| Original loan balance $0 - $149,999 | 7,378 | 0.00% - 18.00% | 7/26/2016-6/1/2065 | $739,276 | $57,152 | |
| Original loan balance $150,000 - $299,999 | 7,449 | 1.70% - 14.63% | 1/1/2017-6/1/2065 | 1,502,027 | 87,766 | |
| Original loan balance $300,000 - $449,999 | 3,564 | 0.00% - 13.40% | 3/1/2023-9/1/2071 | 1,217,449 | 61,418 | |
| Original loan balance greater than $449,999 | 5,374 | 2.00% - 13.90% | 11/30/2019-12/1/2065 | 5,361,308 | 298,934 | |
| 23,765 | $8,820,060 | (1)(2) | $505,270 | |||
(1)Excludes an allowance for loan losses of $9.7 million at December 31, 2025.
(2)The federal income tax basis is approximately $2.3 billion.
Reconciliation of Balance Sheet Reported Amounts of Mortgage Loans on Real Estate
The following table summarizes the changes in the carrying amounts of residential whole loans during the year ended December 31, 2025:
| (In Thousands) | Residential Whole Loans |
|---|---|
| Beginning Balance | $8,811,224 |
| Additions during period: | |
| Purchases and originations | $2,688,676 |
| Reversal of provision for loan loss | 959 |
| Changes in fair value recorded in gain/(loss) on loans recorded at fair value | 153,592 |
| Deductions during period: | |
| Repayments | $(2,440,525) |
| Loan sales and repurchases | (287,982) |
| Premium amortization/discount accretion, net | (7,441) |
| Impairment on carrying value loans | — |
| Transfer to REO | (108,149) |
| Ending Balance | $8,810,354 |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.