EAGLE BANCORP INC
For the period ended Dec 31, 2025. Filed Mar 9, 2026.
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FY2025 · Filed Mar 9, 2026
EGBN$34.04-0.3%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
Consolidated Statements of Operations for the and
Table of Contents
(dollars in thousands, except per share data)
| For the Year Ended December 31, | |||
|---|---|---|---|
| 2025 | 2024 | 2023 | |
| Interest Income | |||
| Interest and fees on loans | $494,807 | $548,389 | $518,080 |
| Interest and dividends on investment securities | 43,958 | 49,971 | 54,660 |
| Interest on balances with other banks and short-term investments | 65,717 | 89,203 | 52,587 |
| Total interest income | 604,482 | 687,563 | 625,327 |
| Interest Expense | |||
| Interest on deposits | 314,655 | 320,421 | 257,544 |
| Interest on customer repurchase agreements | 764 | 1,271 | 1,218 |
| Interest on other short-term borrowings | 11,086 | 72,386 | 73,253 |
| Interest on long-term borrowings | 8,090 | 4,797 | 2,766 |
| Total interest expense | 334,595 | 398,875 | 334,781 |
| Net Interest Income | 269,887 | 288,688 | 290,546 |
| Provision for (Reversal of) Credit Losses | 293,097 | 66,360 | 31,536 |
| Provision for (Reversal of) Credit Losses for Unfunded Commitments | 1,627 | (2,127) | (267) |
| Net Interest Income (Loss) After Provision for (Reversal of) Credit Losses | (24,837) | 224,455 | 259,277 |
| Noninterest Income | |||
| Service charges on deposits | 7,127 | 6,843 | 6,455 |
| Gain (loss) on sale of loans | (4,687) | 57 | 418 |
| Net gain (loss) on sale of investment securities | (3,823) | 14 | (11) |
| Increase in the cash surrender value of bank-owned life insurance | 20,372 | 2,885 | 2,659 |
| Other income | 10,319 | 10,140 | 12,015 |
| Total noninterest income | 29,308 | 19,939 | 21,536 |
| Noninterest Expense | |||
| Salaries and employee benefits | 87,859 | 87,768 | 86,096 |
| Premises and equipment expenses | 12,027 | 11,382 | 12,606 |
| Marketing and advertising | 5,016 | 5,449 | 3,359 |
| Data processing | 16,574 | 14,093 | 13,083 |
| Legal, accounting and professional fees | 10,168 | 9,286 | 10,787 |
| FDIC insurance | 31,413 | 29,009 | 11,853 |
| Goodwill impairment | — | 104,168 | — |
| Legal contingency (Note 19) | 10,000 | — | — |
| Other expenses | 27,598 | 13,479 | 15,509 |
| Total noninterest expense | 200,655 | 274,634 | 153,293 |
| Income (Loss) Before Income Tax Expense | (196,184) | (30,240) | 127,520 |
| Income Tax Expense (Benefit) | (58,132) | 16,795 | 26,986 |
| Net Income (Loss) | $(138,052) | $(47,035) | $100,534 |
| Earnings (Loss) Per Common Share | |||
| Basic | $(4.55) | $(1.56) | $3.31 |
| Diluted | $(4.55) | $(1.56) | $3.31 |
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