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SHORE BANCSHARES INC

For the period ended Dec 31, 2025. Filed Mar 2, 2026.

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About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Mar 2, 2026

SHBI$22.85-0.2%Stored close · as of Nov 10, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Contents

Item 15. Exhibits and Financial Statement Schedules

(a)(1), (2) and (c) Financial statements and schedules:

Page
Reports of Crowe LLP, Independent Registered Public Accounting Firm56
Report of Yount, Hyde & Barbour, P.C., Independent Registered Public Accounting Firm58
Consolidated Balance Sheets at December 31, 2025 and 202459
Consolidated Statements of Income — Years Ended December 31, 2025, 2024 and 202360
Consolidated Statements of Comprehensive Income — Years Ended December 31, 2025, 2024 and 202361
Consolidated Statements of Changes in Stockholders’ Equity — Years Ended December 31, 2025, 2024 and 202362
Consolidated Statements of Cash Flows — Years Ended December 31, 2025, 2024 and 202363
Notes to Consolidated Financial Statements65

(a)(3) and (b) Exhibits required to be filed by Item 601 of Regulation S-K:

The exhibits filed or furnished with this annual report are shown on the Exhibit Index that follows the signatures to this annual report, which index is incorporated herein by reference.

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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.