PROVIDENT FINANCIAL HOLDINGS INC
For the period ended Jun 30, 2026. Filed Sep 2, 2026.
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FY2026 · Filed Sep 2, 2026
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EX-13 · Fiscal 2027
Fiscal 2027
As we look to fiscal 2027, our priorities remain consistent: measured growth in loans and retail deposits; disciplined expense management; and sound capital management. We believe this approach is the right course in an economy that continues to expand, while recognizing the need to remain cautious amid ongoing market and geopolitical uncertainties. We expect to continue returning capital to shareholders through dividends and share repurchases while maintaining sufficient capital to support our business strategy and withstand potential losses under adverse conditions. We remain committed to single-family residential, multi-family, and commercial real estate mortgage lending as our primary sources of asset growth and our retail branch network will continue to serve as the primary source of the Bank’s funding.
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