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Midas Edge

PROVIDENT FINANCIAL HOLDINGS INC

For the period ended Mar 31, 2026. Filed May 7, 2026.

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About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Mar 31, 2026 · Filed May 7, 2026

PROV$18.20+0.1%Stored close · as of Nov 6, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits
Contents

Table of Contents

PART 1 -FINANCIAL INFORMATIONPage
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ITEM 1 -Financial Statements. The Unaudited Interim Condensed Consolidated Financial Statements ofProvident Financial Holdings, Inc. filed as a part of the report are as follows:
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​Condensed Consolidated Statements of Financial Conditionas of March 31, 2026 and June 30, 20251
​Condensed Consolidated Statements of Operationsfor the Quarters and Nine Months ended March 31, 2026 and 20252
​Condensed Consolidated Statements of Comprehensive Incomefor the Quarters and Nine Months ended March 31, 2026 and 20253
​Condensed Consolidated Statements of Stockholders’ Equityfor the Quarters and Nine Months ended March 31, 2026 and 20254
​Condensed Consolidated Statements of Cash Flowsfor the Nine Months ended March 31, 2026 and 20256
​Notes to Unaudited Interim Condensed Consolidated Financial Statements7
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ITEM 2 -Management’s Discussion and Analysis of Financial Condition and Results of Operations:
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​General39
​Safe-Harbor Statement40
​Critical Accounting Estimates41
​Executive Summary and Operating Strategy42
​Commitments and Derivative Financial Instruments43
​Comparison of Financial Condition at March 31, 2026 and June 30, 202543
​Comparison of Operating Results for the Quarters and Nine Months ended March 31, 2026 and 202545
​Asset Quality55
​Loan Volume Activities57
​Liquidity and Capital Resources57
​Supplemental Information59
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ITEM 3 -Quantitative and Qualitative Disclosures about Market Risk60
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ITEM 4 -Controls and Procedures64
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PART II -OTHER INFORMATION
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ITEM 1 -Legal Proceedings64
ITEM 1A -Risk Factors65
ITEM 2 -Unregistered Sales of Equity Securities and Use of Proceeds65
ITEM 3 -Defaults Upon Senior Securities65
ITEM 4 -Mine Safety Disclosures65
ITEM 5 -Other Information65
ITEM 6 -Exhibits66
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SIGNATURES67
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.