TOMPKINS FINANCIAL CORP
For the period ended Dec 31, 2025. Filed Feb 26, 2026.
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FY2025 · Filed Feb 26, 2026
TMP$100.83+0.1%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Consolidated Statements of Condition – December 31, 2025 and 2024
CONSOLIDATED STATEMENTS OF CONDITION
| (In thousands, except share and per share data) | As of | As of |
|---|---|---|
| ASSETS | 12/31/2025 | 12/31/2024 |
| Cash and noninterest bearing balances due from banks | $50,717 | $53,635 |
| Interest bearing balances due from banks | 82,100 | 80,763 |
| Cash and Cash Equivalents | 132,817 | 134,398 |
| Available-for-sale debt securities, at fair value (amortized cost of $1,391,379 at December 31, 2025 and $1,367,123 at December 31, 2024) | 1,382,068 | 1,231,532 |
| Held-to-maturity debt securities, at amortized cost (fair value of $283,860 at December 31, 2025 and $267,295 at December 31, 2024) | 312,528 | 312,462 |
| Equity securities, at fair value | 800 | 768 |
| Loans held for sale | 43,440 | 0 |
| Total loans and leases, net of unearned income and deferred costs and fees | 6,446,245 | 6,019,922 |
| Less: Allowance for credit losses | 57,671 | 56,496 |
| Net Loans and Leases | 6,388,574 | 5,963,426 |
| Federal Home Loan Bank and other stock | 32,307 | 42,255 |
| Bank premises and equipment, net | 72,418 | 76,627 |
| Corporate owned life insurance | 77,843 | 76,448 |
| Goodwill | 72,736 | 92,602 |
| Other intangible assets, net | 1,687 | 2,203 |
| Accrued interest and other assets | 151,050 | 176,359 |
| Total Assets | 8,668,268 | 8,109,080 |
| LIABILITIES | ||
| Deposits: | ||
| Interest bearing: | ||
| Checking, savings and money market | 3,742,402 | 3,558,946 |
| Time | 1,298,393 | 1,068,375 |
| Noninterest bearing | 1,896,967 | 1,844,484 |
| Total Deposits | 6,937,762 | 6,471,805 |
| Federal funds purchased and securities sold under agreements to repurchase | 95,569 | 37,036 |
| Other borrowings | 564,446 | 790,247 |
| Other liabilities | 132,114 | 96,548 |
| Total Liabilities | 7,729,891 | 7,395,636 |
| EQUITY | ||
| Tompkins Financial Corporation shareholders' equity: | ||
| Common Stock - par value $.10 per share: Authorized 25,000,000 shares; Issued: 14,449,845 at December 31, 2025; and 14,468,013 at December 31, 2024 | 1,446 | 1,447 |
| Additional paid-in capital | 299,206 | 300,073 |
| Retained earnings | 662,161 | 537,157 |
| Accumulated other comprehensive loss | (19,054) | (118,492) |
| Treasury stock, at cost – 104,492 shares at December 31, 2025, and 131,497 shares at December 31, 2024 | (5,382) | (6,741) |
| Total Tompkins Financial Corporation Shareholders’ Equity | 938,377 | 713,444 |
| Total Liabilities and Equity | $8,668,268 | $8,109,080 |
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