OCEANFIRST FINANCIAL CORP
For the period ended Mar 31, 2026. Filed May 1, 2026.
View on SEC.govAbout this filing
A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Mar 31, 2026 · Filed May 1, 2026
OCFC$18.08-1.0%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
Item 1. Consolidated Financial Statements (unaudited)
| Consolidated Statements of Financial Condition as of March 31, 2026 (unaudited) and December 31, 2025 | 19 | |
| Consolidated Statements of Income (unaudited) for the three months ended March 31, 2026 and 2025 | 20 | |
| Consolidated Statements of Comprehensive Income (unaudited) for the three months ended March 31, 2026 and 2025 | 21 | |
| Consolidated Statements of Changes in Stockholders’ Equity (unaudited) for the three months ended March 31, 2026 and 2025 | 22 | |
| Consolidated Statements of Cash Flows (unaudited) for the three months ended March 31, 2026 and 2025 | 23 | |
| Notes to Unaudited Consolidated Financial Statements | 25 | |
| Item 2. | Management’s Discussion and Analysis of Financial Condition and Results of Operations | 4 |
|---|---|---|
| Item 3. | Quantitative and Qualitative Disclosures About Market Risk | 17 |
| Item 4. | Controls and Procedures | 18 |
| PART II. | Other Information | 47 |
| Item 1. | Legal Proceedings | 47 |
| Item 1A. | Risk Factors | 47 |
| Item 2. | Unregistered Sales of Equity Securities and Use of Proceeds | 47 |
| Item 3. | Defaults Upon Senior Securities | 47 |
| Item 4. | Mine Safety Disclosures | 47 |
| Item 5. | Other Information | 47 |
| Item 6. | Exhibits | 48 |
| Signatures | 49 |
Glossary of Defined Terms
The acronyms and abbreviations identified below are used throughout this report, including the Notes to Consolidated Financial Statements.
| Term | Acronym / Defined Term |
|---|---|
| Accounting Standards Codification | ASC |
| Accounting Standards Update | ASU |
| Accumulated Other Comprehensive Income | AOCI |
| Accumulated Other Comprehensive Loss | AOCL |
| Asset Liability Committee | ALCO |
| Available-for-Sale | AFS |
| Board of Directors | Board |
| Central Business District | CBD |
| Chief Operating Decision Maker | CODM |
| Commercial Real Estate | CRE |
| Economic Value of Equity | EVE |
| Employee Stock Ownership Plan | ESOP |
| Federal Deposit Insurance Corporation | FDIC |
| Federal Home Loan Bank | FHLB |
| Federal Reserve System | FRB |
| Financial Accounting Standards Board | FASB |
| Flushing Financial Corporation | Flushing |
| Generally Accepted Accounting Principals | GAAP |
| Held-to-Maturity | HTM |
| Home Equity Loans and Line and Other Consumer | Other consumer |
| Interest Rate Risk | IRR |
| Mortgage-Backed Securities | MBS |
| Net Asset Value | NAV |
| OceanFirst Bank N.A. | Bank |
| OceanFirst Financial Corp. | Company |
| Other Real Estate Owned | OREO |
| Purchased with Credit Deterioration | PCD |
| Right of Use | ROU |
| Securities and Exchange Commission | SEC |
| Securities Exchange Act of 1934, as amended | Exchange Act |
| Warburg Pincus LLC | Warburg |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.