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Midas Edge

OCEANFIRST FINANCIAL CORP

For the period ended Sep 30, 2025. Filed Nov 4, 2025.

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About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Sep 30, 2025 · Filed Nov 4, 2025

OCFC$18.13-1.1%Stored close · as of Nov 6, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits
Contents

Table of Contents

INDEX TO FORM 10-Q

PAGE
PART I. · FINANCIAL INFORMATION
Item 1. · Consolidated Financial Statements (unaudited)
Consolidated Statements of Financial Condition as of September 30, 2025 (unaudited) and December 31, 202420
Consolidated Statements of Income (unaudited) for the three and nine months ended September 30, 2025 and 202421
Consolidated Statements of Comprehensive Income (unaudited) for the three and nine months ended September 30, 2025 and 202422
Consolidated Statements of Changes in Stockholders’ Equity (unaudited) for the three and nine months ended September 30, 2025 and 202423
Consolidated Statements of Cash Flows (unaudited) for the nine months ended September 30, 2025 and 202425
Notes to Unaudited Consolidated Financial Statements27
Item 2.Management’s Discussion and Analysis of Financial Condition and Results of Operations3
Item 3.Quantitative and Qualitative Disclosures About Market Risk18
Item 4.Controls and Procedures19
PART II.Other Information50
Item 1.Legal Proceedings50
Item 1A.Risk Factors50
Item 2.Unregistered Sales of Equity Securities and Use of Proceeds50
Item 3.Defaults Upon Senior Securities50
Item 4.Mine Safety Disclosures50
Item 5.Other Information50
Item 6.Exhibits51
Signatures52
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.