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OCEANFIRST FINANCIAL CORP

For the period ended Mar 31, 2025. Filed May 2, 2025.

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About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Mar 31, 2025 · Filed May 2, 2025

OCFC$18.13-1.1%Stored close · as of Nov 6, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Table of Contents

INDEX TO FORM 10-Q

PAGE
PART I. · FINANCIAL INFORMATION
Item 1. · Consolidated Financial Statements (unaudited)
Consolidated Statements of Financial Condition as of March 31, 2025 (unaudited) and December 31, 202418
Consolidated Statements of Income (unaudited) for the three months ended March 31, 2025 and 202419
Consolidated Statements of Comprehensive Income (unaudited) for the three months ended March 31, 2025 and 202420
Consolidated Statements of Changes in Stockholders’ Equity (unaudited) for the three months ended March 31, 2025 and 202421
Consolidated Statements of Cash Flows (unaudited) for the three months ended March 31, 2025 and 202422
Notes to Unaudited Consolidated Financial Statements24
Item 2.Management’s Discussion and Analysis of Financial Condition and Results of Operations4
Item 3.Quantitative and Qualitative Disclosures About Market Risk16
Item 4.Controls and Procedures17
PART II.Other Information44
Item 1.Legal Proceedings44
Item 1A.Risk Factors44
Item 2.Unregistered Sales of Equity Securities and Use of Proceeds44
Item 3.Defaults Upon Senior Securities44
Item 4.Mine Safety Disclosures44
Item 5.Other Information44
Item 6.Exhibits45
Signatures46
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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.