FINANCIAL INSTITUTIONS INC
For the period ended Jun 30, 2025. Filed Aug 4, 2025.
View on SEC.govAbout this filing
A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Jun 30, 2025 · Filed Aug 4, 2025
FISI$39.73+0.6%Stored close · as of Nov 6, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Table of Contents
| PAGE | ||
|---|---|---|
| PART I. · FINANCIAL INFORMATION | ||
| ITEM 1. · Financial Statements | ||
| Consolidated Statements of Financial Condition (Unaudited) – at June 30, 2025 and December 31, 2024 | 3 | |
| Consolidated Statements of Operations (Unaudited) – Three and six months ended June 30, 2025 and 2024 | 4 | |
| Consolidated Statements of Comprehensive Income (Unaudited) – Three and six months ended June 30, 2025 and 2024 | 5 | |
| Consolidated Statements of Changes in Shareholders’ Equity (Unaudited) – Three and six months ended June 30, 2025 and 2024 | 6 | |
| Consolidated Statements of Cash Flows (Unaudited) – Six months ended June 30, 2025 and 2024 | 8 | |
| Notes to Consolidated Financial Statements (Unaudited) | 9 | |
| ITEM 2. | Management’s Discussion and Analysis of Financial Condition and Results of Operations | 45 |
| ITEM 3. | Quantitative and Qualitative Disclosures About Market Risk | 69 |
| ITEM 4. | Controls and Procedures | 70 |
| PART II. | OTHER INFORMATION | |
| ITEM 1. | Legal Proceedings | 71 |
| ITEM 1A. | Risk Factors | 71 |
| ITEM 2. | Unregistered Sales of Equity Securities and Use of Proceeds | 71 |
| ITEM 5. | Other Information | 71 |
| ITEM 6. | Exhibits | 72 |
| Signatures | 73 | |
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