UMB FINANCIAL CORP

For the period ended Jun 30, 2025. Filed Jul 31, 2025.

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Jun 30, 2025 · Filed Jul 31, 2025

UMBF$136.65+2.2%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Contents

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY

(unaudited, dollars in thousands, except per share data)

	PreferredStock	CommonStock	CapitalSurplus	RetainedEarnings	Accumulated Other Comprehensive (Loss) Income	TreasuryStock	Total
Balance – April 1, 2024	$—	$55,057	$1,127,806	$2,903,106	$(594,538)	$(338,615)	$3,152,816
Total comprehensive income (loss)	—	—	—	101,345	(11,096)	—	90,249
Common dividends ($0.39 per share)	—	—	—	(20,299)	—	—	(20,299)
Purchase of treasury stock	—	—	—	—	—	—	—
Issuances of equity awards, net of forfeitures	—	—	—	—	—	—	—
Recognition of equity-based compensation	—	—	5,769	—	—	—	5,769
Sale of treasury stock	—	—	55	—	—	47	102
Exercise of stock options	—	—	(12)	—	—	39	27
Common stock issuance costs	—	—	(1,317)	—	—	—	(1,317)
Balance – June 30, 2024	$—	$55,057	$1,132,301	$2,984,152	$(605,634)	$(338,529)	$3,227,347
Balance – April 1, 2025	$110,705	$78,666	$3,993,662	$3,224,866	$(492,698)	$(166,767)	$6,748,434
Total comprehensive income	—	—	—	217,394	50,651	—	268,045
Cash dividends declared:
Preferred dividends ($175.00 per share)	—	—	—	(2,012)	—	—	(2,012)
Common dividends ($0.40 per share)	—	—	—	(30,542)	—	—	(30,542)
Purchase of treasury stock	—	—	—	—	—	(290)	(290)
Issuances of equity awards, net of forfeitures	—	—	(607)	—	—	607	—
Recognition of equity-based compensation	—	—	7,879	—	—	—	7,879
Sale of treasury stock	—	—	53	—	—	83	136
Exercise of stock options	—	—	(14)	—	—	67	53
Preferred stock issuance	294,062	—	—	—	—	—	294,062
Balance – June 30, 2025	$404,767	$78,666	$4,000,973	$3,409,706	$(442,047)	$(166,300)	$7,285,765

	PreferredStock	CommonStock	CapitalSurplus	RetainedEarnings	Accumulated Other Comprehensive (Loss) Income	TreasuryStock	Total
Balance – January 1, 2024	$—	$55,057	$1,134,363	$2,810,824	$(556,935)	$(342,890)	$3,100,419
Total comprehensive income (loss)	—	—	—	211,603	(48,699)	—	162,904
Common dividends ($0.78 per share)	—	—	—	(38,275)	—	—	(38,275)
Purchase of treasury stock	—	—	—	—	—	(7,537)	(7,537)
Issuances of equity awards, net of forfeitures	—	—	(10,964)	—	—	11,667	703
Recognition of equity-based compensation	—	—	10,040	—	—	—	10,040
Sale of treasury stock	—	—	125	—	—	107	232
Exercise of stock options	—	—	54	—	—	124	178
Common stock issuance costs	—	—	(1,317)	—	—	—	(1,317)
Balance – June 30, 2024	$—	$55,057	$1,132,301	$2,984,152	$(605,634)	$(338,529)	$3,227,347
Balance – January 1, 2025	$—	$55,057	$1,145,638	$3,174,948	$(573,050)	$(336,052)	$3,466,541
Total comprehensive income	—	—	—	298,727	131,003	—	429,730
Cash dividends declared:
Preferred dividends ($350.00 per share)	—	—	—	(4,025)	—	—	(4,025)
Common dividends ($0.80 per share)	—	—	—	(59,944)	—	—	(59,944)
Purchase of treasury stock	—	—	—	—	—	(15,724)	(15,724)
Issuances of equity awards, net of forfeitures	—	—	(16,202)	—	—	17,002	800
Recognition of equity-based compensation	—	—	40,298	—	—	—	40,298
Sale of treasury stock	—	—	169	—	—	143	312
Exercise of stock options	—	—	112	—	—	246	358
Common stock issuance	—	—	67,056	—	—	168,085	235,141
Preferred stock issuance	294,062	—	—	—	—	—	294,062
Stock issuance for acquisition, net of issuance costs	110,705	23,609	2,763,902	—	—	—	2,898,216
Balance – June 30, 2025	$404,767	$78,666	$4,000,973	$3,409,706	$(442,047)	$(166,300)	$7,285,765

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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.