Skip to main content
Midas Edge

FIRST BUSINESS FINANCIAL SERVICES, INC.

For the period ended Jun 30, 2025. Filed Jul 25, 2025.

View on SEC.gov

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Jun 30, 2025 · Filed Jul 25, 2025

FBIZ$75.22-0.8%Stored close · as of Nov 10, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits
Contents

Consolidated Statements of Income (Unaudited)

For the Three Months Ended June 30,For the Six Months Ended June 30,
2025202420252024
(In Thousands, Except Per Share Data)
Interest income
Loans and leases$56,621$53,892$111,895$105,441
Securities3,7833,0537,1875,847
Short-term investments8789651,7302,405
Total interest income61,28257,910120,812113,693
Interest expense
Deposits24,25724,67647,27348,512
Federal Home Loan Bank advances and other borrowings3,2412,6946,4975,130
Total interest expense27,49827,37053,77053,642
Net interest income33,78430,54067,04260,051
Provision for credit losses2,7011,7135,3604,039
Net interest income after provision for credit losses31,08328,82761,68256,012
Non-interest income
Private wealth management service fees3,7483,4617,2406,571
Gain on sale of Small Business Administration loans3973491,360544
Service charges on deposits1,1039512,1521,890
Loan fees4248268121,674
Increase in cash surrender value of bank-owned life insurance6154031,051815
Net loss on sale of securities———(8)
Swap fees170157283355
Other non-interest income7981,2781,9362,341
Total non-interest income7,2557,42514,83414,182
Non-interest expense
Compensation16,53416,21533,28132,372
Occupancy5645931,1551,200
Professional fees1,4871,4722,9463,043
Data processing1,3681,1822,4502,200
Marketing1,0628502,0301,669
Equipment335335711680
Computer software1,6561,5553,2592,973
FDIC insurance8346121,6141,222
Other non-interest expense1,1281,0652,2411,863
Total non-interest expense24,96823,87949,68747,222
Income before income tax expense13,37012,37326,82922,972
Income tax expense1,9481,9174,2363,668
Net income11,42210,45622,59319,304
Preferred stock dividend219219438438
Net income available to common shareholders$11,203$10,237$22,155$18,866
Earnings per common share
Basic$1.35$1.23$2.66$2.26
Diluted1.351.232.662.26
Dividends declared per share0.290.250.580.50
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.