Winchester Bancorp, Inc./MD/

For the period ended Mar 31, 2025. Filed May 12, 2025.

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Mar 31, 2025 · Filed May 12, 2025

WSBK$13.61-0.3%Stored close · as of Nov 6, 2026

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Consolidated Balance Sheets

Consolidated Balance Sheets (unaudited)

March 31, 2025 and June 30, 2024

	March 31,	June 30,
	2025	2024
(In thousands)
Assets
Cash and due from banks	$7,833	$3,183
Interest-bearing deposits	58,784	40,931
Total cash and cash equivalents	66,617	44,114
Securities available for sale, at fair value	34,986	31,090
Marketable equity securities, at fair value	2,263	2,112
Securities held to maturity, at amortized cost	51,778	55,548
Federal Home Loan Bank stock, at cost	6,100	5,763
Loans, net of allowance for credit losses of $3,600 at March 31, 2025 and $3,451 at June 30, 2024	727,728	681,951
Bank owned life insurance	10,810	10,459
Premises and equipment, net	6,612	6,981
Accrued interest receivable	3,061	3,165
Other assets	13,137	11,785
	$923,092	$852,968
Liabilities and Surplus
Non-interest-bearing deposits	$86,435	$52,442
Interest-bearing deposits	616,646	582,951
Federal Home Loan Bank advances	131,000	129,469
Mortgagors’ escrow accounts	1,867	1,642
Net deferred tax liability	235	70
Accrued expenses and other liabilities	5,995	6,106
Total liabilities	842,178	772,680
Commitments and contingencies
Surplus	82,140	82,094
Accumulated other comprehensive loss	(1,226)	(1,806)
Total surplus	80,914	80,288
	$923,092	$852,968

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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.